4 Hemlock Ln, Milford, MA 01757 Property Records

Worcester County and Milford Town property record for 4 Hemlock Ln, Milford, MA 01757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,107 sqft · built 1965
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2022)
Tax Bill	$7,992 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILF M:21 B:040 L:113`

Property Details

APN / Parcel Number

Primary APN	`MILF M:21 B:040 L:113`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,107 sqft Living Area
Gross Area	3,962 sqft
Basement Area	1,056 sqft
Unfinished Basement	317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 HEMLOCK LN
City	MILFORD
State	MA
Zip	01757-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	40
Legal Lot Number	113
Jurisdiction	MILFORD MA
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2010
Census Tract	744104

Owner

4 Hemlock Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Worcester County and Milford Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 HEMLOCK LN, MILFORD, MA 01757-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2017	Quit Claim Deed, Transfer MIDDLESEX SAVINGS BANK
Apr 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Apr 20, 2017
Deed Book / Page	67959 / 364
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILFORD MA
Recording Date	Jul 25, 2022
Property Address	4 HEMLOCK LN, MILFORD, MA 01757-1304
Document Number	067959-364
Book / Page	67959 / 364
Instrument Date	Jul 25, 2022
Instrument	81202
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 HEMLOCK LN, MILFORD, MA 01757-1304

Mortgage

Document Number	0000081203
Date	Jul 25, 2022
Instrument	81203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILFORD MA
Recording Date	Apr 19, 2017
Property Address	4 HEMLOCK LN, MILFORD, MA 01757-1304
Document Number	56996-132
Book / Page	56996 / 132
Instrument	38959
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$55.59
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56996-135
Date	Apr 19, 2017
Book Page	56996/135
Instrument	38960

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILFORD MA
Recording Date	Apr 20, 2017
Property Address	4 HEMLOCK LN, MILFORD, MA 01757-1304
Document Number	57000-279
Book / Page	057000 / 000279
Instrument Date	Mar 16, 2017
Instrument	39349
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4 HEMLOCK LN MILFORD MA 017571304, MILFORD, MA 01757-1304

Tax Assessment & Valuation

The 2025 property tax bill for 4 Hemlock Ln was $7,992, up 2.4% from the year before.

Source: Worcester County and Milford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Milford Town
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,992.00 (+2.42%)	$624,400 (+6.35%) Land $180,200 Building $444,200	$618,450
2024	$7,803.00 (+6.74%)	$587,100 (+16.05%) Land $173,000 Building $414,100
2023	$7,310.00	$505,900 Land $149,600 Building $356,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hemlock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Hemlock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hemlock Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures