4 Hemlock Ln, Belvidere, NJ 07823 Property Records

Warren County and White Township property record for 4 Hemlock Ln, Belvidere, NJ 07823

Property Summary

Property Type	Single Family Home
Details	1,268 sqft · built 1952
Lot Size	1.51 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$68,900 (Mar 1998)
Tax Bill	$5,457 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00010-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`23-00010-0000-00018`
Alternative APN	`230001000018`

Interior

Building Area	1,268 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	66,211 sqft

Location & Zoning

Street Address	4 HEMLOCK LN
City	BELVIDERE
State	NJ
Zip	07823-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	TO ROBERT E WADE WHICH IS LOC
Legal Block	10
Legal Lot Number	18
Jurisdiction	WARREN NJ
Township / Civil Division	WHITE
Census Block Group	1
Census Block	1010
Census Tract	31601

Owner

4 Hemlock Ln is owned and occupied by two individuals who acquired it in January 2003.

Source: Warren County and White Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 HEMLOCK LN, BELVIDERE, NJ 07823-2816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1998 · Amount on File
Deed Sale	Mar 30, 1998 · Amount on File
Prior Sale	Feb 18, 1998
Deed Document Number	199888100
Deed Book / Page	1560 / 65
Last Transfer Date	Jan 28, 2003
Transfer Doc	0018610209
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	4 HEMLOCK LN, BELVIDERE, NJ 07823-2816
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007845/118
Date	Jan 8, 2026
Book Page	7845/118
Instrument	2026-631379

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	4 HEMLOCK LN, BELVIDERE, NJ 07823-2816
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007305/276
Date	Mar 16, 2022
Book Page	7305/276
Instrument	2022-572778

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4 Hemlock Ln was $5,457, up 4.8% from the year before.

Source: Warren County and White Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	White Township
Unified School District	White Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,300 (-) Land $105,200 Building $103,100	$208,300 (-) Land $105,200 Building $103,100
2025	$5,457.00 (+4.78%)	$208,300 Land $105,200 Building $103,100	$208,300 Land $105,200 Building $103,100
2024	$5,208.00
2023		$208,300 Land $105,200 Building $103,100	$208,300 Land $105,200 Building $103,100
2022	$4,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hemlock Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2009–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Hemlock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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