4 Hemlock Cir, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 4 Hemlock Cir, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,054 sqft · built 1985
Lot Size	0.947 acres (41,251 sqft)
Owner	Individual Name on File
Last Sale	$972,500 (May 2026)
Tax Bill	$10,250 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0028 B:0000 L:0151`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0028 B:0000 L:0151`
Alternative APN	`MDLT M:0028 B:0000 L:0151`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,054 sqft Living Area
Gross Area	5,500 sqft
Basement Area	536 sqft
Unfinished Basement	536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	41,251 sqft (0.947 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 HEMLOCK CIR
City	MIDDLETON
State	MA
Zip	01949-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	NORTHWOOD ESTATES
Legal Lot Number	151
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2001
Census Tract	212102

Owner

Source: Essex County and Middleton Town assessment roll, APN MIDD M:0028 B:0000 L:0151, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 HEMLOCK CIR, MIDDLETON, MA 01949-2462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE, INC
Apr 27, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jul 11, 2017	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20262810
Deed Book / Page	43378 / 501
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	May 11, 2026
Property Address	4 HEMLOCK CIR, MIDDLETON, MA 01949-2462
Document Number	043378-501
Book / Page	43378 / 501
Instrument Date	May 06, 2026
Instrument	20262810
Transaction Type	Transfer
Record Updated	Jun 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 HEMLOCK CIR, MIDDLETON, MA 01949-2462

Mortgage

Date	May 11, 2026

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	4 HEMLOCK CIR, MIDDLETON, MA 01949-2462
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38457-257
Date	Apr 27, 2020
Book Page	38457/257
Instrument	20200427005200

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jul 11, 2017
Property Address	4 HEMLOCK CIR, MIDDLETON, MA 01949-2462
Document Number	36011-12
Book / Page	036011 / 000012
Instrument Date	Jun 23, 2017
Instrument	1707110309
Transaction Type	Transfer
Record Updated	Aug 01, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,998.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 HEMLOCK CIR MIDDLETON MA 019492462, MIDDLETON, MA 01949-2462

Mortgage

Document Number	36011-15
Date	Jul 11, 2017
Book Page	036011/000015
Instrument	1707110310

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,250.00 (-3.12%)	$862,100 (-3.93%) Land $392,500 Building $469,600	$927,295
2024	$10,580.00 (+16.96%)	$897,400 (+27.67%) Land $412,500 Building $484,900
2023	$9,046.00	$702,900 Land $338,500 Building $364,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092121022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 67 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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