4 Hearthstone Dr, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 4 Hearthstone Dr, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,028 sqft · built 1991
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,202,000 (Jul 2026)
Tax Bill	$10,234 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:074 L:041`

Property Details

APN / Parcel Number

Primary APN	`KENB M:074 L:041`
Alternative APNs	`M:074 L:041 U:000` `2309`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
Gross Area	7,167 sqft
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft
Unfinished Basement	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2309
Street Address	4 HEARTHSTONE DR
City	KENNEBUNK
State	ME
Zip	04043-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Legal Subdivision	RIVER BEND WOODS II
Legal Lot Number	41
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1007
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 HEARTHSTONE DR, KENNEBUNK, ME 04043-7255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit LIGHTHOUSE FUNDING CORP
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 28, 2018	Deed of Trust, Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Nov 1, 2018
Deed Document Number	202626956
Deed Book / Page	19958 / 87
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jul 29, 2026
Property Address	4 HEARTHSTONE DR, KENNEBUNK, ME 04043-7255
Document Number	0000026956
Book / Page	19958 / 87
Instrument Date	Jul 7, 2026
Instrument	202626956
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 HEARTHSTONE DR, KENNEBUNK, ME 04043-7255

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	4 HEARTHSTONE DR, KENNEBUNK, ME 04043-7255
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197340356
Date	Sep 5, 2025
Book Page	19734/356
Instrument	2025031213

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	4 HEARTHSTONE DR, KENNEBUNK, ME 04043-7255
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187130926
Date	Jun 28, 2021
Book Page	18713/926
Instrument	2021036562

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	4 HEARTHSTONE DR, KENNEBUNK, ME 04043-7255
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183180874
Date	Jul 27, 2020
Book Page	18318/874
Instrument	2020033741

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	4 HEARTHSTONE DR, KENNEBUNK, ME 04043-7255
Document Number	0178730652
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HEARTHSTONE DR KENNEBUNK ME 040437255, KENNEBUNK, ME 04043-7255

Mortgage

Document Number	0178730652
Date	Jan 3, 2019
Book Page	017873/000652
Instrument	208

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,234.00 (+7.11%)	$1,039,000 (+84.32%) Land $439,500 Building $599,500
2024	$9,555.00 (+5.62%)	$563,700 (-) Land $168,900 Building $394,800
2023	$9,047.00 (+9.93%)	$563,700 (-) Land $168,900 Building $394,800	$958,550
2022	$8,230.00	$563,700 Land $168,900 Building $394,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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