4 Haven End, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 4 Haven End, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,072 sqft · built 1990
Lot Size	0.262 acres (11,434 sqft)
Owner	2 Individual Names on File
Last Sale	$398,000 (Nov 2025)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-044467`

Property Details

APN / Parcel Number

Primary APN	`03-044467`
Alternative APN	`044467`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,072 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,434 sqft (0.262 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	044467
Street Address	4 HAVEN END
City	BERLIN
State	MD
Zip	21811-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-09-669 11434 SQ FT HAVEN END PL OCEAN PINES SEC NINE
Legal Subdivision	OCEAN PINES SEC 09
Legal Lot Number	669
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1007
Census Tract	951102

Owner

Source: Worcester County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 SHREWSBURY DR, WILMINGTON, DE 19810-1400
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed, Transfer · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Apr 11, 2024	Deed, Transfer MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC
Apr 12, 2023	Deed, Transfer · Stand-Alone First Mortgage BPL MORTGAGE TRUST LLC
Aug 27, 2020	Special Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Book / Page	9034 / 484
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 3, 2025
Property Address	4 HAVEN END, OCEAN PINES, MD 21811-1904
Document Number	0090340484
Book / Page	9034 / 484
Map Reference	MB 13 FO 19
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 SHEWSBURY DRIVE, WILMINGTON, DE 19810-1400

Mortgage

Document Number	0009034488
Date	Nov 3, 2025
Instrument	9034/488

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 11, 2024
Property Address	4 HAVEN END, OCEAN PINES, MD 21811-1904
Document Number	0087370132
Book / Page	8737 / 132
Map Reference	MB FWH 13 FO 19
Instrument Date	Apr 8, 2024
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 MAGOTHY RD, PASADENA, MD 21122-5501

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 12, 2023
Property Address	4 HAVEN END, OCEAN PINES, MD 21811-1904
Document Number	0085580115
Book / Page	8558 / 115
Map Reference	MB 13 FO 19
Instrument Date	Apr 7, 2023
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,674.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 JACOB WAY, COLLEGEVILLE, PA 19426-2527

Mortgage

Document Number	0085580123
Date	Apr 12, 2023
Book Page	8558/123

Lender

Name	BPL MORTGAGE TRUST LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 27, 2020
Property Address	4 HAVEN END, OCEAN PINES, MD 21811-1904
Document Number	0077530289
Book / Page	7753 / 289
Map Reference	MB FWH 13 FO 19
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITOL TTILE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 HAVEN END, BERLIN, MD 21811-1904

Mortgage

Document Number	0007753296
Date	Aug 27, 2020
Instrument	7753/296

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,800 (+13.42%)	$349,800 (-) Land $94,000 Building $255,800
2025	$2,545.00 (+22.06%)	$275,800 (+26.53%)	$349,800 (+46.48%) Land $94,000 Building $255,800
2023	$2,085.00	$217,967	$238,800 Land $80,000 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Communications Cable	1,000 / 50

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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