4 Harvest Ln, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 4 Harvest Ln, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,015 sqft · built 1965
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (May 2025)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-10-03-047.00`

Property Details

APN / Parcel Number

Primary APN	`017-10-03-047.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,015 sqft Finished Area
Gross Area	1,634 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	75 ft deep x 120 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4 HARVEST LN
City	ELSMERE
State	KY
Zip	41018-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURKEYFOOT ACRES LOT 149 BLK C
Legal Subdivision	TURKEYFOOT ACRES
Legal Phase	C
Legal Block	C
Legal Lot Number	149
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1020
Census Tract	63607

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 HARVEST LN, ELSMERE, KY 41018-2754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	20250501150
Deed Book / Page	341 / 13
Prior Transfer Date	Dec 5, 2012
Prior Transfer Doc	0005900171
Record Updated	Oct 29, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 1, 2025
Property Address	4 HARVEST LN, ELSMERE, KY 41018-2754
Document Number	0005900150
Book / Page	KC 341 / 13
Map Reference	PL 850
Instrument Date	Apr 17, 2025
Instrument	25050105900150
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	KY LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 HEATHERGLEN CT, SPRINGBORO, OH 45066-1582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HARVEST LN, ELSMERE, KY 41018-2754

Mortgage

Document Number	0005900151
Date	May 1, 2025
Instrument	25050105900151

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 12, 2021
Property Address	4 HARVEST LN, ELSMERE, KY 41018-2754
Document Number	0005900126
Book / Page	90 / 77
Map Reference	PL 850
Instrument Date	May 6, 2021
Instrument	21051205900126
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 LANGSHIRE CT, FLORENCE, KY 41042-3542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HARVEST LN, ELSMERE, KY 41018-2754

Mortgage

Document Number	0005900127
Date	May 12, 2021
Instrument	21051205900127

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,000 (+31.75%) Land $25,000 Building $197,000	$222,000 (+31.75%) Land $25,000 Building $197,000
2025	$2,006.00 (-5.95%)	$168,500 (-) Land $25,000 Building $143,500	$168,500 (-) Land $25,000 Building $143,500
2023	$2,133.00	$168,500 Land $25,000 Building $143,500	$168,500 Land $25,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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