4 Harrison Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 4 Harrison Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	4,386 sqft · built 1907
Lot Size	0.557 acres (24,249 sqft)
Owner	2 Individual Names on File
Last Sale	$2,275,000 (Jun 2025)
Tax Bill	$31,999 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01203-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`13-01203-0000-00008`
Alternative APN	`130120300008`

Interior

Stories	2 Stories
Building Area	4,386 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Stucco
Lot Area	24,249 sqft (0.557 acres)
Lot Dimensions	177 ft deep x 137 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130120300008
Street Address	4 HARRISON AVE
City	MONTCLAIR
State	NJ
Zip	07042-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	137X177 IRR
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	1203
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1007
Census Tract	16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 HARRISON AVE, MONTCLAIR, NJ 07042-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 16, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Apr 30, 2020 · Amount on File
Deed Document Number	202540411
Record Updated	Oct 29, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 27, 2025
Property Address	4 HARRISON AVE, MONTCLAIR, NJ 07042-2101
Document Number	0000040411
Instrument Date	Jun 27, 2025
Instrument	2025040411
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 WILLARD PL, MONTCLAIR, NJ 07042-4060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HARRISON AVE, MONTCLAIR, NJ 07042-2101

Mortgage

Document Number	0000040412
Date	Jun 27, 2025
Instrument	2025040412

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	4 HARRISON AVE, MONTCLAIR, NJ 07042-2101
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042878
Date	Apr 30, 2020
Instrument	2020042878

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 16, 2017
Property Address	4 HARRISON AVE, MONTCLAIR, NJ 07042-2101
Document Number	0000072659
Instrument Date	Aug 7, 2017
Instrument	72659
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$971.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HARRISON AVE MONTCLAIR NJ 070422101, MONTCLAIR, NJ 07042-2101

Mortgage

Document Number	72663
Date	Aug 16, 2017
Instrument	72663

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$924,100 (+1.54%) Land $320,400 Building $603,700	$924,100 (+1.54%) Land $320,400 Building $603,700
2025	$31,999.00 (+3.32%)	$910,100 (-) Land $320,400 Building $589,700	$910,100 (-) Land $320,400 Building $589,700
2024	$30,970.00 (+3.5%)
2023		$910,100 Land $320,400 Building $589,700	$910,100 Land $320,400 Building $589,700
2022	$29,924.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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