Jefferson County property record for 4 Harris Ct, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,392 sqft · built 1995 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,300 (Jul 2019) |
| Tax Bill | $2,071 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6.0-24.0-2-001-016.59 |
| Primary APN | 06-6.0-24.0-2-001-016.59 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Frame Porch |
| Porch Area | 18 sqft |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4 HARRIS CT |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAKE AT CEDAR SPRINGS 2 BDRY ADJ LOT 28 |
| Legal Range | 3E |
| Legal Township | 42N |
| Legal Section | 24 |
| Legal Subdivision | LAKE AT CEDAR SPRINGS 2 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 700401 |
4 Harris Ct is owned and occupied by two individuals who bought it in July 2019.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 HARRIS CT, CEDAR HILL, MO 63016-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Jul 31, 2019 | Grant Deed, Transfer · FHA Mortgage MIDWEST BANKCENTRE |
| Feb 15, 2017 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on File |
| Deed Sale | Jul 31, 2019 · Amount on File |
| Prior Sale | Oct 30, 2009 · Amount on File |
| Deed Document Number | 201922300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4 HARRIS CT, CEDAR HILL, MO 63016-1636 |
| Document Number | 0000003640 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 HARRIS CT CEDAR HILL MO 630161636, CEDAR HILL, MO 63016-1636 |
| Document Number | 0000003640 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 3640 |
| Name | NEIGHBORS CU |
|---|---|
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 24, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 31, 2019 |
| Property Address | 4 HARRIS CT, CEDAR HILL, MO 63016-1636 |
| Document Number | 0000022300 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 22300 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 HARRIS CT CEDAR HILL MO 630161636, CEDAR HILL, MO 63016-1636 |
| Document Number | 22301 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 22301 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4 HARRIS CT, CEDAR HILL, MO 63016-1636 |
| Document Number | 0000006137 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 HARRIS CT CEDAR HILL MO 630161636, CEDAR HILL, MO 63016-1636 |
| Document Number | 0000006137 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 6137 |
| Name | NEIGHBORS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 28, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Harris Ct was $2,071, up 5.6% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,700 (-) Land $4,400 Building $23,300 | $145,500 (-) Land $23,000 Building $122,500 | |
| 2025 | $2,071.00 (+5.56%) | $27,700 Land $4,400 Building $23,300 | $145,500 (-) Land $23,000 Building $122,500 |
| 2024 | $1,962.00 (+0.36%) | $145,500 (+7.06%) Land $23,000 Building $122,500 | |
| 2023 | $1,955.00 | $25,900 Land $4,400 Building $21,500 | $135,900 Land $23,000 Building $112,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Harris Ct in Zone X, an area of minimal flood risk, though there have been 154 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 154 (1979–2024) |
| Claims Outside the SFHA | 3 of 154 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Harris Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO PWSD 8 serves 4,733 people · EPA ID MO6024300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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