Somerset County and Warren Township property record for 4 Harmony Rd, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 3,024 sqft · built 2005 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Sep 2021) |
| Tax Bill | $16,847 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00071-0000-00046 |
| Primary APN | 20-00071-0000-00046 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,024 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 27,443 sqft (0.63 acres) |
| Account Number | 00022260 |
|---|---|
| Street Address | 4 HARMONY RD |
| City | WARREN |
| State | NJ |
| Zip | 07059-5623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARMONIA COOPERATIVE COLONY AS |
| Legal Block | 71 |
| Legal Lot Number | 46 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 52203 |
Source: Somerset County and Warren Township records · APN 20-00071-0000-00046
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 HARMONY RD, WARREN, NJ 07059-5623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 14, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 30, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Sep 13, 2005 · Amount on Record |
| Deed Document Number | 202158378 |
| Deed Book / Page | 7387 / 2171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 HARMONY RD, WARREN, NJ 07059-5623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000007615 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 7498/2648 |
| Instrument | 2023007615 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 HARMONY RD, WARREN, NJ 07059-5623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000064033 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 7284/902 |
| Instrument | 2020064033 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 04, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 30, 2021 |
| Property Address | 4 HARMONY RD, WARREN, NJ 07059-5623 |
| Document Number | 0000058378 |
| Book / Page | 7387 / 2171 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021058378 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC, ACRES LAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 MEADOW DR, 6, WARREN, NJ 07059-5050 |
| Name | Verified Name |
|---|---|
| Address | 4 HARMONY RD, WARREN, NJ 07059-5623 |
| Document Number | 0000058379 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021058379 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Somerset County and Warren Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,020,200 (+6.09%) Land $335,100 Building $685,100 | $1,020,200 (+6.09%) Land $335,100 Building $685,100 | |
| 2025 | $16,847.00 (+2.41%) | $961,600 (+15.22%) Land $319,100 Building $642,500 | $961,600 (+15.22%) Land $319,100 Building $642,500 |
| 2024 | $16,451.00 (+3.71%) | ||
| 2023 | $834,600 Land $273,400 Building $561,200 | $834,600 Land $273,400 Building $561,200 | |
| 2022 | $15,862.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350522032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (1982–2021) |
| Claims Outside the SFHA | 11 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 55 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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