4 Hannah Cole Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 4 Hannah Cole Dr, Saint Augustine, FL 32080

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,458 sqft · built 2005
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Nov 2022)
Tax Bill	$6,021 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`161941-0020`

Property Details

APN / Parcel Number

Primary APN	`161941-0020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,458 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	657 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 HANNAH COLE DR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5163
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	53/31-36 HANNAHS WALK LOT 2 OR5668/409 & 5998/1277(L/E)
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	HANNAHS WALK
Legal Block	4
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 MONTRANO AVE, SAINT AUGUSTINE, FL 32080-3819
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	2022106571
Deed Book / Page	5668 / 409
Last Transfer Date	Jul 22, 2024
Transfer Doc	0059981277
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 22, 2022
Property Address	4 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5163
Document Number	0056680409
Book / Page	5668 / 409
Map Reference	MB 53 PG 31-36
Instrument Date	Nov 21, 2022
Instrument	2022106571
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 ATLANTIS CIR # CIR305D, 255, ST AUGUSTINE, FL 32080-8911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5163

Mortgage

Document Number	0005668411
Date	Nov 22, 2022
Instrument	5668/411

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 20, 2019
Property Address	4 HANNAH COLE DR, SAINT AUGUSTINE, FL 32080-5163
Document Number	0047440999
Book / Page	004744 / 000999
Instrument Date	Jun 19, 2019
Instrument	43524
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 HANNAH COLE DR ST AUGUSTINE FL 320805163, ST AUGUSTINE, FL 32080-5163

Mortgage

Document Number	47441001
Date	Jun 20, 2019
Book Page	004744/001001
Instrument	43525

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,429 (-0.25%) Land $75,000 Building $225,429	$300,429 (-0.25%) Land $75,000 Building $225,429
2025	$6,021.00 (+122.42%)	$301,169 (+71.88%)	$301,169 (+3.88%) Land $75,000 Building $226,169
2024	$2,707.00 (+2.89%)
2023	$2,631.00 (+22.77%) Homeowner's exemption	$175,223 (+17.17%)	$289,913 (+5.18%) Land $80,000 Building $209,913
2022	$2,143.00 Homeowner's exemption	$149,541	$275,632 Land $69,440 Building $206,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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