Westchester County and Rye City property record for 4 Gypsy Ln, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,399 sqft · built 1978 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,487,000 (May 2019) |
| Tax Bill | $29,856 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 551400 146-5-1-8 |
| Primary APN | 551400 146-5-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,399 sqft Living Area |
| 1st Floor Area | 1,956 sqft |
| 2nd Floor Area | 1,443 sqft |
| Upper Floors Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 25,265 sqft (0.58 acres) |
| Cooling System | Central |
|---|
| Street Address | 4 GYPSY LN |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | ROCKNOLL |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 GYPSY LN, RYE, NY 10580-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Sep 1, 2023 | Agreement of Sale, Transfer · Commercial Mortgage UNISON AGREEMENT CORP |
| Sep 1, 2023 | Assignment of Deed, Transfer VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| May 21, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Deed Document Number | 2019591273504 |
| Prior Transfer Date | Aug 13, 1997 |
| Prior Transfer Doc | 1178000339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 15, 2026 |
| Property Address | 4 GYPSY LN, RYE, NY 10580-1545 |
| Document Number | 0000003331 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20263331 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4 GYPSY LN, RYE, NY 10580-1545 |
| Document Number | 0000003331, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20263331 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 1, 2023 |
| Property Address | 4 GYPSY LN, RYE, NY 10580-1545 |
| Document Number | 0630463395 |
| Map Reference | MAP 3172 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 630463395 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 CALIFORNIA ST FL 1800, 1800, SAN FRANCISCO, CA 94108-2722 |
| Name | Verified Name |
|---|---|
| Address | 4 GYPSY LN, RYE, NY 10580-1545 |
| Document Number | 0632423264 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 632423264 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Assignment of Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 1, 2023 |
| Property Address | 4 GYPSY LN, RYE, NY 10580-1545 |
| Document Number | 0630463418 |
| Map Reference | MAP 3172 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 630463418 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 CALIFORNIA ST FL 1800, 1800, SAN FRANCISCO, CA 94108-2722 |
| Name | Verified Name |
|---|---|
| Address | 650 CALIFORNIA ST FL 1800, 1800, SAN FRANCISCO, CA 94108-2722 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 21, 2019 |
| Property Address | 4 GYPSY LN, RYE, NY 10580-1545 |
| Document Number | 0591273504 |
| Book / Page | 059127 / 003504 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,948.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 HIGH ST #B RYE NY 105801631, B, RYE, NY 10580-1631 |
| Document Number | 591373255 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 059137/003255 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2049 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,856.00 (+10.6%) | ||
| 2025 | $26,995.00 | $23,200 (-) Land $10,000 Building $13,200 | $1,966,102 (+6.78%) Land $847,458 Building $1,118,644 |
| 2024 | $23,200 (-) Land $10,000 Building $13,200 | $1,841,270 (+2.38%) Land $793,651 Building $1,047,619 | |
| 2023 | $23,200 (-) Land $10,000 Building $13,200 | $1,798,450 (+13.95%) Land $775,194 Building $1,023,256 | |
| 2022 | $23,200 Land $10,000 Building $13,200 | $1,578,231 Land $680,272 Building $897,959 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 24 (1978–2023) |
| Claims Outside the SFHA | 18 of 24 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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