Middlesex County and Natick Town property record for 4 Grove St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,398 sqft · built 1897 |
| Lot Size | 0.224 acres (9,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 1987) |
| Tax Bill | $11,495 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00000116 |
| Primary APN | 35-00000116 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,398 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 172 sqft |
| Unfinished Basement | 172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 9,749 sqft (0.224 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 35-00000116 |
|---|---|
| Street Address | 4 GROVE ST |
| City | NATICK |
| State | MA |
| Zip | 01760-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 382200 |
4 Grove St is owned and occupied by two individuals who bought it in February 1987.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 GROVE ST, NATICK, MA 01760-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jun 5, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 1987 · Amount on File |
| Deed Sale | Feb 12, 1987 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 4 GROVE ST, NATICK, MA 01760-2812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079834-539 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 79834/539 |
| Instrument | 40214 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 4 GROVE ST, NATICK, MA 01760-2812 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78821-192 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 78821/192 |
| Instrument | 216997 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 4 GROVE ST, NATICK, MA 01760-2812 |
| Document Number | 72834-310 |
| Instrument Date | Jun 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 GROVE ST NATICK MA 017602812, NATICK, MA 01760-2812 |
| Document Number | 72834-310 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 072834/000310 |
| Instrument | 89653 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Grove St was $11,495, up 3.5% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,495.00 (+3.52%) | $961,100 (+6.12%) Land $472,000 Building $489,100 | $982,775 |
| 2024 | $11,104.00 (+5.74%) | $905,700 (+9.02%) Land $447,200 Building $458,500 | |
| 2023 | $10,501.00 | $830,800 Land $417,400 Building $413,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Grove St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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