Franklin County property record for 4 Grayson Ridge Dr, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,342 sqft · built 1988 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $623,238 (Jul 2023) |
| Tax Bill | $2,832 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5-21.0-0-011-141.000 |
| Primary APN | 10-5-21.0-0-011-141.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,342 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 4 GRAYSON RIDGE DR |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:19 WESTRIDGE |
| Legal Range | 1W |
| Legal Township | 44N |
| Legal Section | 21 |
| Legal Subdivision | WESTRIDGE (LOC 10) |
| Legal Lot Number | 19 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 800302 |
Source: Franklin County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 862 S OUTER RD, SAINT CLAIR, MO 63077-1040 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 15, 2023 | Intrafamily Transfer, Transfer · Line of Credit CITIZENS BANK |
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2023 · Amount on Record |
| Deed Document Number | 20238139 |
| Prior Transfer Date | Mar 7, 2023 |
| Prior Transfer Doc | 0000002981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 15, 2023 |
| Property Address | 4 GRAYSON RIDGE DR, WASHINGTON, MO 63090-4100 |
| Document Number | 0002302981 |
| Map Reference | PB N PG 394-395 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2302981 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 GRAYSON RIDGE DR, WASHINGTON, MO 63090-4100 |
| Name | Verified Name |
|---|---|
| Address | 4 GRAYSON RIDGE DR, WASHINGTON, MO 63090-4100 |
| Document Number | 0002302983 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2302983 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4 GRAYSON RIDGE DR, WASHINGTON, MO 63090-4100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002209600 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2209600 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4 GRAYSON RIDGE DR, WASHINGTON, MO 63090-4100 |
| Document Number | 0000010814 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4 GRAYSON RIDGE DR WASHINGTON MO 630904100, WASHINGTON, MO 63090-4100 |
| Document Number | 0000010814 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 10814 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 2, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,832.00 (+5.08%) | $50,776 (+6.94%) | $267,240 (+6.94%) Land $32,000 Building $235,240 |
| 2023 | $2,695.00 (+5.89%) | $47,481 | $249,900 Land $32,000 Building $217,900 |
| 2022 | $2,545.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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