Oswego County and Palermo Town property record for 4 Graves Rd, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,408 sqft · built 1966 |
| Lot Size | 2.29 acres (99,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Nov 2018) |
| Tax Bill | $5,624 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 354400 223.00-03-08.2 |
| Primary APN | 354400 223.00-03-08.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 99,752 sqft (2.29 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 250 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4 GRAVES RD |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LOT 18 301-010-000 |
| Legal Subdivision | 14TH TOWNSHIP OF SCRIBAS PATENT |
| Legal Block | 3 |
| Legal Lot Number | 8.200 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | PALERMO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20800 |
Source: Oswego County and Palermo Town records · APN 354400 223.00-03-08.2
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 GRAVES RD, CENTRAL SQUARE, NY 13036-2287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2018 · Amount on Record |
| Deed Sale | Nov 06, 2018 · Amount on Record |
| Prior Sale | Dec 28, 2007 · Amount on Record |
| Deed Document Number | 201810959 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 4 GRAVES RD, CENTRAL SQUARE, NY 13036-2287 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 GRAVES RD, CENTRAL SQUARE, NY 13036-2287 |
| Document Number | 0000004861 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | R-2021-014861 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2051 |
Source: Oswego County and Palermo Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Palermo Town |
| Unified School District | Mexico Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,624.00 | $169,000 (-) Land $17,000 Building $152,000 | $234,722 (+22.22%) Land $23,611 Building $211,111 |
| 2023 | $169,000 Land $17,000 Building $152,000 | $192,045 Land $19,318 Building $172,727 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 20 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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