4 Grant St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 4 Grant St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	built 1973
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Nov 2022)
Tax Bill	$9,894 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00604-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`03-00604-0000-00007`
Alternative APNs	`030060400007` `7315008`

Interior

Units	2 Units
Stories	1 Story

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	7315008
Street Address	4 GRANT ST
City	CRANFORD
State	NJ
Zip	07016-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Subdivision	CRANFORD SEC #2
Legal Block	604
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3014
Census Tract	37300

Owner

4 Grant St is owned and occupied by two individuals who bought it in November 2022.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 GRANT ST, CRANFORD, NJ 07016-3434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Oct 2, 1973 · Amount on File
Deed Document Number	202224138
Deed Book / Page	6488 / 2792
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 9, 2022
Property Address	4 GRANT ST, CRANFORD, NJ 07016-3434
Document Number	0064882792
Book / Page	6488 / 2792
Instrument Date	Oct 27, 2022
Instrument	24138
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,026.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 SWING BRIDGE LN, SOUTH BOUND BROOK, NJ 08880-1492

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 GRANT ST, CRANFORD, NJ 07016-3434

Mortgage

Document Number	0000045218
Date	Nov 9, 2022
Instrument	45218

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4 Grant St was $9,894, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,500 (-) Land $46,900 Building $89,600	$136,500 (-) Land $46,900 Building $89,600
2025	$9,894.00 (+6.93%) Disabled Person's exemption Veteran's exemption	$136,500 Land $46,900 Building $89,600	$136,500 Land $46,900 Building $89,600
2024	$9,253.00
2023		$136,500 Land $46,900 Building $89,600	$136,500 Land $46,900 Building $89,600
2022	$9,025.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Grant St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–1994)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Grant St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20