4 Granite Dr, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 4 Granite Dr, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	2,936 sqft · built 1995
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Mar 2021)
Tax Bill	$17,675 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00261-0000-00051-0000-C0002`

Property Details

APN / Parcel Number

Primary APN	`04-00261-0000-00051-0000-C0002`
Alternative APN	`0400261000000051C0002`

Interior

Stories	2 Stories
Building Area	2,936 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0400261000000051C0002
Street Address	4 GRANITE DR
City	CEDAR GROVE
State	NJ
Zip	07009-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	0.8474% CE 33.4 AC
Legal Subdivision	RESERVOIR RDG CONDO
Legal Block	261
Legal Lot Number	51
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	1
Census Block	1004
Census Tract	21400

Owner

4 Granite Dr is owned and occupied by an individual who bought it in March 2021.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4 GRANITE DR, CEDAR GROVE, NJ 07009-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Sep 10, 2001 · Amount on File
Deed Document Number	202137935
Prior Transfer Date	Apr 27, 2011
Prior Transfer Doc	0011044487
Record Updated	Oct 29, 2026

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 26, 2021
Property Address	4 GRANITE DR, CEDAR GROVE, NJ 07009-1634
Document Number	2021037935
Map Reference	MB R138 PG 180
Instrument Date	Feb 26, 2021
Instrument	2021037935
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 WHISKEY LN, 45, FLEMINGTON, NJ 08822-2737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GRANITE DR, CEDAR GROVE, NJ 07009-1634

Mortgage

Document Number	2021037936
Date	Mar 26, 2021
Instrument	2021037936

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4 Granite Dr was $17,675, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$994,800 (+51.23%) Land $515,000 Building $479,800	$994,800 (+51.23%) Land $515,000 Building $479,800
2025	$17,675.00 (+2.8%)	$657,800 Land $250,000 Building $407,800	$657,800 Land $250,000 Building $407,800
2024	$17,194.00
2023		$657,800 Land $250,000 Building $407,800	$657,800 Land $250,000 Building $407,800
2022	$16,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Granite Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Granite Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LITTLE FALLS private · serves 11,247 people · EPA ID NJ1605001
Water Source	Purchased surface water from several systems
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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