4 Gower Ln, Arden, NC 28704 Property Records

Buncombe County property record for 4 Gower Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 6,166 sqft · built 2001
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$2,450,000 (Apr 2025)
Tax Bill	$5,918 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9664-43-7718-00000`

Property Details

APN / Parcel Number

Primary APN	`9664-43-7718-00000`
Alternative APN	`966414436763000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	6,166 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,588 sqft
2nd Floor Area	1,518 sqft
Flooring	Carpet
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.819 acres)
Terrain	Rolling
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	471 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	966414436763000
Street Address	4 GOWER LN
City	ARDEN
State	NC
Zip	28704-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:05/05/2020 DEED
Legal Description	DEED DATE:05/05/2020 DEED:5893-0397 SUBDIV:THE COTSWOLDS LOT:20 PLAT:0078-0045
Legal Subdivision	THE COTSWOLDS
Legal Lot Number	20
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3013
Census Tract	3202

Owner

4 Gower Ln is owned by an individual who bought it in April 2025.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 9624, ARDEN, NC 28704
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Prior Sale	May 5, 2020 · Amount on File
Deed Document Number	0064811370
Deed Book / Page	6481 / 1370
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	4 GOWER LN, ARDEN, NC 28704-9313
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062880145
Date	Jan 5, 2023
Book Page	6288/145

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 5, 2020
Property Address	4 GOWER LN, ARDEN, NC 28704-9313
Document Number	0058930397
Book / Page	5893 / 397
Map Reference	MB 78 PG 45
Instrument Date	Apr 22, 2020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	S27W29293 JENNIE CT, S27W29293, WAUKESHA, WI 53188-9518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GOWER LN, ARDEN, NC 28704-9313

Mortgage

Document Number	58930400
Date	May 5, 2020
Instrument	5893/0400

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Gower Ln was $5,918.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,918.00	$918,200
2023	$4,383.00	$735,500	$735,500 Land $139,200 Building $596,300
2021			$918,200 Land $139,200 Building $779,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Gower Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Gower Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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