4 Gio Ct, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 4 Gio Ct, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,761 sqft · built 2005
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Company Names on Record
Last Sale	$328,000 (Mar 2018)
Tax Bill	$11,199 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:981Z B:31`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:981Z B:31`
Alternative APN	`CNCD M:89 B:1 L:54`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,761 sqft Living Area
Gross Area	3,244 sqft
1st Floor Area	861 sqft
Basement Area	840 sqft
Unfinished Basement	105 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 GIO CT
City	CONCORD
State	NH
Zip	03301-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Block	31
Legal Lot Number	54
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2056
Census Tract	32500

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 GIO CT, CONCORD, NH 03301-8416
Owner Type	Company
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BANK & TRUST CO
Sep 24, 2019	Deed of Trust, Mortgage · Conventional with PMI BAR HARBOR BK&TR
Mar 16, 2018	Warranty Deed, Transfer · Conventional with PMI BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	May 13, 2005 · Amount on Record
Deed Document Number	20183986
Deed Book / Page	3588 / 989
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	4 GIO CT, CONCORD, NH 03301-8416
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027966
Date	Oct 29, 2021
Book Page	3766/1207
Instrument	202100027966

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	4 GIO CT, CONCORD, NH 03301-8416
Document Number	0036472356
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 GIO CT CONCORD NH 033018416, CONCORD, NH 03301-8416

Mortgage

Document Number	0036472356
Date	Sep 24, 2019
Book Page	003647/002356
Instrument	17440

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Mar 16, 2018
Property Address	4 GIO CT, CONCORD, NH 03301-8416
Document Number	0035880989
Book / Page	003588 / 000989
Instrument Date	Mar 16, 2018
Instrument	3986
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	SUMMIT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 HAWTHORNE DR #214 BEDFORD NH 031107069, 214, BEDFORD, NH 03110-7069

Mortgage

Document Number	35880992
Date	Mar 16, 2018
Book Page	003588/000992
Instrument	3987

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,199.00 (+8.38%)	$384,700 (-) Land $151,400 Building $233,300
2023	$10,333.00 (+3.74%)	$384,700 (-) Land $151,400 Building $233,300
2022	$9,960.00	$384,700 Land $151,400 Building $233,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1978–2007)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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