Suffolk County and Smithtown Town property record for 4 Ginger Bread Rd, Kings Park, NY 11754
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,843 sqft · built 1999 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $336,500 (Dec 1998) |
| Tax Bill | $21,347 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 47.-1-5.38 |
| Primary APN | 473489 47.-1-5.38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,843 sqft Living Area |
| Gross Area | 3,362 sqft |
| 1st Floor Area | 1,470 sqft |
| 2nd Floor Area | 1,373 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Covered Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4 GINGER BREAD RD |
|---|---|
| City | KINGS PARK |
| State | NY |
| Zip | 11754-5061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | * TC-70 PARKRIDGE ESTS SEC 2 LOT 36 *9791 |
| Legal Subdivision | PARKRIDGE ESTATES AT SMITHTOWN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 135104 |
Source: Suffolk County and Smithtown Town records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 GINGER BREAD RD, KINGS PARK, NY 11754-5061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Oct 11, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU |
| Jun 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Feb 21, 2017 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 1998 · Amount on Record |
| Deed Sale | Dec 8, 1998 · Amount on Record |
| Deed Book / Page | 11932 / 978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 15, 2026 |
| Property Address | 4 GINGER BREAD RD, KINGS PARK, NY 11754-5061 |
| Document Number | 2373000185 |
| Book / Page | 23737 / 185 |
| Instrument Date | Jun 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 GINGER BREAD RD, KINGS PARK, NY 11754-5061 |
| Document Number | 2373000185, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 23737/185 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jan 7, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 GINGER BREAD RD, KINGS PARK, NY 11754-5061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230690382 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 23069/382 |
| Instrument | DK024337 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 GINGER BREAD RD, KINGS PARK, NY 11754-5061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230350408 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 23035/408 |
| Instrument | DK008683 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 GINGER BREAD RD, KINGS PARK, NY 11754-5061 |
| Document Number | 0229000095 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 GINGER BREAD RD KINGS PARK NY 117545061, KINGS PARK, NY 11754-5061 |
| Document Number | 0229000095 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 022900/000095 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114-6043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,638 (+3.6%) Land $400 Building $8,238 | $1,079,750 (+11,166.17%) Land $50,000 Building $1,029,750 | |
| 2024 | $21,347.00 | ||
| 2023 | $8,338 Land $400 Building $7,938 | $9,584 Land $460 Building $9,124 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1985 · Hurricane Gloria |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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