4 Gilson Way, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 4 Gilson Way, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,050 sqft · built 1975
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$2,100,000 (Apr 2021)
Tax Bill	$23,086 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Second Mortgage + 8 more
Flood Zone	Zone AE (high risk)
APN	`GLOU M:0098 B:0030 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0098 B:0030 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,943 sqft
1st Floor Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 GILSON WAY
City	GLOUCESTER
State	MA
Zip	01930-1693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHEELER STREET
Legal Block	30
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1001
Census Tract	221800

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0098 B:0030 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Commercial Mortgage
May 04, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEADER BANK NA
Feb 27, 2026	Deed of Trust, Mortgage WHEELER POINT TRUST
Feb 16, 2024	Deed of Trust, Mortgage · Commercial Mortgage STEVEN J CARUSO TR
Apr 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage WHEELER POINT T
Apr 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKGLOUCESTER (GLOUCESTER COOP BAN
Feb 12, 2021	Quit Claim Deed, Transfer
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEND USA
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEND USA
May 16, 2017	Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Feb 12, 2021 · Amount on Record
Deed Book / Page	39765 / 194
Transfer Doc	3052000067
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 15, 2026
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Document Number	0000001240
Book / Page	43507 / 146
Instrument Date	May 22, 2026
Instrument	20261240
Transaction Type	Mortgage
Record Updated	Aug 05, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001240,
Date	Jul 15, 2026
Book Page	43507/146
Instrument	20261240

Lender

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	May 04, 2026
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Document Number	0043366-95
Book / Page	43366 / 95
Instrument Date	May 04, 2026
Instrument	20263020
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693

Mortgage

Document Number	0000003020,
Date	May 04, 2026
Book Page	43366/95
Instrument	20263020

Lender

Name	LEADER BANK NA

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.46%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043247-99
Date	Feb 27, 2026
Book Page	43247/99
Instrument	20260227002290

Lender

Name	WHEELER POINT TRUST

Agreement

Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041989-185
Date	Feb 16, 2024
Book Page	41989/185
Instrument	20240216001960

Lender

Name	STEVEN J CARUSO TR

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039767-374
Date	Apr 14, 2021
Book Page	39767/374
Instrument	20210414004890

Lender

Name	WHEELER POINT T

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 14, 2021
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Document Number	039765-194
Book / Page	39765 / 194
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Investor	Possibly a Property Investor

Mortgage

Document Number	0039765197
Date	Apr 14, 2021
Instrument	39765/197

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 12, 2021
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Document Number	39524-340
Book / Page	39524 / 340
Instrument Date	Feb 10, 2021
Instrument	20210212002450
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 INDUSTRIAL WAY, GEORGETOWN, MA 01833-1847

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Document Number	36071-320
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	36071-320
Date	Aug 02, 2017
Book Page	036071/000320
Instrument	1708020183

Lender

Name	LEND USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Document Number	36060-349
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	36060-349
Date	Jul 31, 2017
Book Page	036060/000349
Instrument	1707310197

Lender

Name	LEND USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	4 GILSON WAY, GLOUCESTER, MA 01930-1693
Document Number	35884-244
Book / Page	035884 / 000244
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	35884-244
Date	May 23, 2017
Book Page	035884/000244
Instrument	1705230002

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,086.00 (+6.08%)	$2,375,100 (+6.19%) Land $1,523,300 Building $851,800	$1,935,340
2024	$21,763.00 (+8.3%)	$2,236,700 (+17.88%) Land $1,450,800 Building $785,900
2023	$20,095.00	$1,897,500 Land $1,237,600 Building $659,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092218001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1987–2018)
Most Recent Claim	Jan 2018, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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