Middlesex County and North Reading Town property record for 4 Gillis Dr, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,720 sqft · built 1992 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Trust Name on File |
| Last Sale | $684,000 (Jan 2004) |
| Tax Bill | $13,885 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:85-P:055 |
| Primary APN | M:85-P:055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 1,332 sqft |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 1,238 sqft |
| Unfinished Basement | 713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4 GILLIS DR |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 55.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 330102 |
4 Gillis Dr is owner-occupied and held in a trust since February 2021.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4 GILLIS DR, NORTH READING, MA 01864-2978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2004 · Amount on File |
| Deed Sale | Jan 29, 2004 · Amount on File |
| Prior Sale | Aug 19, 2002 · Amount on File |
| Deed Document Number | 200420334 |
| Deed Book / Page | 41892 / 353 |
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 77023-92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 4 GILLIS DR, NORTH READING, MA 01864-2978 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081949-202 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 81949/202 |
| Instrument | 98387 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Feb 22, 2021 |
| Property Address | 4 GILLIS DR, NORTH READING, MA 01864-2978 |
| Document Number | 77023-92 |
| Book / Page | 77023 / 92 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 39082 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 GILLIS DR, NORTH READING, MA 01864-2978 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 4 GILLIS DR, NORTH READING, MA 01864-2978 |
| Document Number | 70730-458 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 70730-458 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 070730/000458 |
| Instrument | 33834 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
The 2026 property tax bill for 4 Gillis Dr was $13,885, up 4.3% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,885.00 (+4.27%) | $1,066,400 (+4.59%) Land $447,700 Building $618,700 | $1,226,397 |
| 2025 | $13,316.00 (+3.64%) | $1,019,600 (+4.83%) Land $414,500 Building $605,100 | |
| 2024 | $12,848.00 (+13.63%) | $972,600 (+20.34%) Land $383,900 Building $588,700 | |
| 2023 | $11,307.00 | $808,200 Land $371,400 Building $436,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Gillis Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2001–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Gillis Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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