4 Georgetown Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 4 Georgetown Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 2021
Lot Size	0.356 acres (15,510 sqft)
Owner	Individual Name on Record
Last Sale	$8,000 (Oct 2020)
Tax Bill	$1,841 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09108A 1 4`

Property Details

APN / Parcel Number

Primary APN	`09108A 1 4`
Alternative APN	`174226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,642 sqft Heated Area
Gross Area	2,700 sqft
1st Floor Area	1,642 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,510 sqft (0.356 acres)
Lot Dimensions	141 ft deep x 110 ft wide
Garage Type	Finished
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174226
Street Address	4 GEORGETOWN LN
City	LENOIR
State	NC
Zip	28645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2051 PG 528 YR 22 ST 800.00
Legal Subdivision	GEORGETOWN ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1006
Census Tract	30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1318 PRINCE WILLLIAM DR NE, LENOIR, NC 28645-7098
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PREMIER BANK
Dec 3, 2020	Deed of Trust, Construction Loan · Construction Mortgage PEOPLES BK
Oct 30, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202010049956
Deed Book / Page	2002 / 2025
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 21, 2022
Property Address	4 GEORGETOWN LN, LENOIR, NC 28645
Document Number	0020510528
Book / Page	2051 / 528
Map Reference	MB 25 PG 41
Instrument Date	Mar 18, 2022
Instrument	10070011
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 PRINCE WILLLIAM DR NE, LENOIR, NC 28645-7098

Mortgage

Document Number	0010070012
Date	Mar 21, 2022
Instrument	10070012

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Dec 3, 2020
Property Address	4 GEORGETOWN LN, LENOIR, NC 28645
Document Number	0010051117
Book / Page	002005 / 001302
Instrument Date	Dec 3, 2020
Instrument	10051117
Transaction Type	Construction Loan
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1112 GEORGETOWN LN LENOIR NC 286457066, LENOIR, NC 28645-7066

Mortgage

Document Number	0010051117
Date	Dec 3, 2020
Book Page	002005/001302
Instrument	10051117

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 30, 2020
Property Address	4 GEORGETOWN LN, LENOIR, NC 28645
Document Number	0010049956
Book / Page	002002 / 002025
Instrument Date	Oct 19, 2020
Instrument	10049956
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$16.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1112 GEORGETOWN LN LENOIR NC 286457066, LENOIR, NC 28645-7066

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,841.00 (-6.12%)	$390,700 (-) Land $9,400 Building $381,300
2025	$1,961.00 (+4.75%)	$390,700 (+61.98%) Land $9,400 Building $381,300	$390,700 (+61.98%) Land $9,400 Building $381,300
2023		$241,200 (+54.02%) Land $9,400 Building $231,800	$241,200 (+54.02%) Land $9,400 Building $231,800
2022	$1,872.00	$156,600 Land $9,400 Building $147,200	$156,600 Land $9,400 Building $147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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