4 George St, Charleston, SC 29401 Property Records

Charleston County property record for 4 George St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 6,516 sqft · built 1854
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$1,475,000 (Aug 2003)
Tax Bill	$15,577 (2025)
Deeds & Mortgages	Aug 2021 Transfer Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`458-01-01-023`

Property Details

APN / Parcel Number

Primary APN	`458-01-01-023`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,516 sqft Living Area
1st Floor Area	1,932 sqft
Upper Floors Area	2,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1854
Exterior Material	Brick
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	8,712 sqft (0.2 acres)
Porch	Slab
Porch Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4 GEORGE ST
City	CHARLESTON
State	SC
Zip	29401-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -4 GEORGE ST DESCRIPTION -NO 4GEORGE ST
Legal Subdivision	4 GEORGE ST
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2007
Census Tract	400

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 GEORGE ST, CHARLESTON, SC 29401-1524
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Intrafamily Transfer, Transfer
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Mar 27, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2003 · Amount on Record
Deed Sale	Aug 22, 2003 · Amount on Record
Deed Book / Page	463 / 701
Last Transfer Date	Aug 19, 2021
Transfer Doc	0010250504
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Aug 23, 2021
Property Address	4 GEORGE ST, CHARLESTON, SC 29401-1524
Document Number	0010250504
Book / Page	1025 / 504
Instrument Date	Aug 19, 2021
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4 GEORGE ST, CHARLESTON, SC 29401-1524

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4 GEORGE ST, CHARLESTON, SC 29401-1524
Document Number	0937/0355
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GEORGE ST CHARLESTON SC 294011524, CHARLESTON, SC 29401-1524

Mortgage

Document Number	0937/0355
Date	Nov 20, 2020
Book Page	000937/000355

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 19, 2060

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	4 GEORGE ST, CHARLESTON, SC 29401-1524
Document Number	0871/0223
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 GEORGE ST CHARLESTON SC 294011524, CHARLESTON, SC 29401-1524

Mortgage

Document Number	0871/0223
Date	Apr 3, 2020
Book Page	000871/000223

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,577.00 (+7.61%)	$3,323,443 (+2,774.95%) Land $867,742 Building $2,455,701	$5,821,800 (+51.66%) Land $1,327,700 Building $4,494,100
2024	$14,475.00 (+5.8%)	$115,600 (-)
2022	$13,682.00	$115,600	$3,838,800 (-) Land $1,002,300 Building $2,836,500
2020			$3,838,800 Land $1,002,300 Building $2,836,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 units insured incl. 115 condo units
Nearby Flood Claims	36 (1979–2016)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

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