4 Genesee St, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 4 Genesee St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,152 sqft · built 1942
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$161,500 (Sep 2005)
Tax Bill	$2,983 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
APN	`382200 90.20-3-4`

Property Details

APN / Parcel Number

Primary APN	`382200 90.20-3-4`
Alternative APN	`215J104050`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,152 sqft Living Area
1st Floor Area	1,230 sqft
Upper Floors Area	922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	101 ft deep x 60.2 ft wide
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	260 sqft
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	215J104050
Street Address	4 GENESEE ST
City	TROY
State	NY
Zip	12180-6768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	BRUNSWICK
Census Block Group	2
Census Block	2006
Census Tract	52003

Owner

4 Genesee St is owned and occupied by an individual who bought it in September 2005.

Source: Rensselaer County and Brunswick Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 GENESEE ST, TROY, NY 12180-6768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2005 · Amount on File
Deed Sale	Sep 28, 2005 · Amount on File
Deed Book / Page	3095 / 61
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	4 GENESEE ST, TROY, NY 12180-6768
Document Number	0000573164
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CALHOUN RD TROY NY 121809553, TROY, NY 12180-9553
Investor	Possibly a Property Investor

Mortgage

Document Number	0000573164
Date	Aug 21, 2020
Book Page	009258/000011
Instrument	573164

Lender

Name	CAPITAL COMMUNICATIONS CU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 4 Genesee St was $2,983 with a homeowner's exemption, down 32.7% from the year before.

Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Brunswick Town
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,983.00 (-32.68%) Homeowner's exemption
2025	$4,431.00	$38,100 Land $2,500 Building $35,600	$236,646 Land $15,528 Building $221,118
2023		$38,100 (-) Land $2,500 Building $35,600	$197,922 (+8.05%) Land $12,987 Building $184,935
2022	$2,583.00 Homeowner's exemption	$38,100 Land $2,500 Building $35,600	$183,173 Land $12,019 Building $171,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 4 Genesee St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Genesee St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK CONSOLIDATED WATER DISTRICT serves 7,050 people · EPA ID NY4110144
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20