4 Gem Grove, Enfield, CT 06082 Property Records

Enfield Town property record for 4 Gem Grove, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,409 sqft · built 1970
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Tax Bill	$7,687 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:068 L:0118`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:068 L:0118`
Alternative APNs	`M:0967 B:0002 L:0010` `96700020010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	3,593 sqft
1st Floor Area	1,409 sqft
Basement Area	1,200 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	96700020010
Street Address	4 GEM GRV
City	ENFIELD
State	CT
Zip	06082-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	118
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	1
Census Block	1006
Census Tract	481100

Owner

4 Gem Grove is owned and occupied by an individual.

Source: Enfield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4 GEM GRV, ENFIELD, CT 06082-5607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Nov 24, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
Jun 11, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	4 GEM GRV, ENFIELD, CT 06082-5607
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02839-1127
Date	May 12, 2022
Book Page	2839/1127
Instrument	2022019720

Lender

Name	CONNEXUS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	4 GEM GRV, ENFIELD, CT 06082-5607
Document Number	2777-925
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GEM GRV ENFIELD CT 060825607, ENFIELD, CT 06082-5607

Mortgage

Document Number	2777-925
Date	Dec 1, 2020
Book Page	002777/000925
Instrument	21008806

Lender

Name	NATIONS LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jun 11, 2019
Property Address	4 GEM GRV, ENFIELD, CT 06082-5607
Document Number	2724-1254
Book / Page	002724 / 001254
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GEM GRV ENFIELD CT 060825607, ENFIELD, CT 06082-5607

Mortgage

Document Number	2724-1257
Date	Jun 11, 2019
Book Page	002724/001257

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4 Gem Grove was $7,687.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,687.00	$219,700 Land $63,600 Building $156,100	$153,790 Land $44,520 Building $109,270
2024	$7,687.00 (+3.51%)
2023	$7,426.00 (+10.13%)	$219,700 (-) Land $63,600 Building $156,100
2022	$6,743.00	$219,700 Land $63,600 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Gem Grove in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Gem Grove is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARDVILLE WATER COMPANY private · serves 18,544 people · EPA ID CT0490021
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier, GoNetspeed, T-Mobile.

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