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4 Gem Ct, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Gem Ct, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Architecture StyleRanch
Year BuiltBuilt 1968
Square Footage775 sqft Living Area
Lot Size25,246 sqft (0.58 acres)
OccupancyOwner Occupied
Tax Bill$2,857.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:132 B:102
Alternative APNs
  • M:132 B:102 L
  • 15037025

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area775 sqft Living Area
Gross Area1,590 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area25,246 sqft (0.58 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number15037025
Street Address4 GEM CT
CityWESTERLY
StateRI
Zip02891-4412
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block102
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2035
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:132 B:102

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4 GEM CT, WESTERLY, RI 02891-4412
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 20, 2020Quit Claim Deed, Transfer
QUICKEN LNS
Aug 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUAD CTY BK&TR
Aug 31, 2018Quit Claim Deed, Transfer
Quitclaim Document
Aug 31, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 08, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 29, 2020
Transfer Doc2020-16610
Record RefreshedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateAug 20, 2020
Property Address4 GEM CT, WESTERLY, RI 02891-4412
Document Number2020-6631
Book / Page002020 / 016631
Instrument DateJun 29, 2020
Instrument3846
Transaction TypeTransfer
Record UpdatedSep 08, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address1908 JUNO LANDING LN NORTH PALM BEACH FL 334083057, NORTH PALM BEACH, FL 33408-3057

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateAug 20, 2020
Property Address4 GEM CT, WESTERLY, RI 02891-4412
Document Number2020-6607
Book / Page002020 / 016607
Instrument DateJun 29, 2020
Instrument3844
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1908 JUNO LANDING LN NORTH PALM BEACH FL 334083057, NORTH PALM BEACH, FL 33408-3057

Mortgage

Document Number2020-6610
DateAug 20, 2020
Book Page002020/016610
Instrument3845
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueAug 19, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address4 GEM CT, WESTERLY, RI 02891-4412
Document Number2018-8640
Instrument DateAug 22, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4 GEM CT WESTERLY RI 028914412, WESTERLY, RI 02891-4412

Mortgage

Document Number2018-8640
DateOct 31, 2018
Book Page002018/018640
Instrument4653
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateAug 31, 2018
Property Address4 GEM CT, WESTERLY, RI 02891-4412
Document Number2018-4388
Book / Page002018 / 014388
Instrument DateAug 18, 2018
Instrument3640
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 JUNO LANDING LN NORTH PALM BEACH FL 334083057, NORTH PALM BEACH, FL 33408-3057

August 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateAug 31, 2018
Property Address4 GEM CT, WESTERLY, RI 02891-4412
Document Number2018-4361
Book / Page002018 / 014361
Instrument DateAug 18, 2018
Instrument3638
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1908 JUNO LANDING LN NORTH PALM BEACH FL 334083057, NORTH PALM BEACH, FL 33408-3057

Mortgage

Document Number2018-4365
DateAug 31, 2018
Book Page002018/014365
Instrument3639
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 08, 2017
Property Address4 GEM CT, WESTERLY, RI 02891-4412
Document Number2017-2505
Book / Page002017 / 002505
Instrument DateOct 04, 2016
Instrument618
Transaction TypeTransfer
Record UpdatedFeb 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6635 AUDUBON TRCE W WEST PALM BEACH FL 334123002, WEST PALM BEACH, FL 33412-3002

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,857.00 (-3.51%)$401,800 (+30.54%) Land $235,900 Building $165,900
2023$2,961.00 (+0.61%)$307,800 (-) Land $169,400 Building $138,400
2022$2,943.00$307,800 Land $169,400 Building $138,400

Flood & Wildfire

4 Gem Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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