4 Gault Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 4 Gault Ave, Oneonta, NY 13820

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 1,774 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$590,000 (Oct 2018)
Tax Bill	$5,020 (2026)
Deeds & Mortgages	Dec 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`361200 288.18-6-14`

Property Details

APN / Parcel Number

Primary APN	`361200 288.18-6-14`
Alternative APNs	`120028801800060140000000` `3911 1488`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,774 sqft Total Area
1st Floor Area	899 sqft
2nd Floor Area	875 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	56 ft deep x 49 ft wide
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 1488
Street Address	4 GAULT AVE
City	ONEONTA
State	NY
Zip	13820-2817
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	120
Legal Block	6
Legal Lot Number	14.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	1
Census Block	1009
Census Tract	590900

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 RIVER ST, 3, ONEONTA, NY 13820-2856
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Aug 6, 2008 · Amount on Record
Deed Document Number	20185267
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	4 GAULT AVE, ONEONTA, NY 13820-2817
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000916
Date	Dec 22, 2022
Instrument	2022-6916

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,020.00 (+2.66%)
2025	$4,890.00	$127,000 (-) Land $7,200 Building $119,800	$178,873 (+14.08%) Land $10,141 Building $168,732
2023		$127,000 Land $7,200 Building $119,800	$156,790 Land $8,889 Building $147,901

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20