Essex County and Montclair Township property record for 4 Gates Ln, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,720 sqft · built 2016 |
| Lot Size | 0.422 acres (18,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $999,000 (Oct 2021) |
| Tax Bill | $28,307 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03001-0000-00017-03 |
| Primary APN | 13-03001-0000-00017-03 |
|---|
| Building Area | 2,720 sqft Living Area |
|---|
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 18,360 sqft (0.422 acres) |
| Lot Dimensions | 136 ft deep x 135 ft wide |
| Street Address | 4 GATES LN |
|---|---|
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 135X136 IRR |
| Legal Block | 3001 |
| Legal Lot Number | 17.3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 17000 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 GATES LN, MONTCLAIR, NJ 07042-3290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Aug 28, 2018 | Grant Deed, Transfer JP MORGAN CHASE BK |
| Feb 7, 2017 | Grant Deed, Transfer ABSOLUTE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Deed Document Number | 2021127122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 22, 2021 |
| Property Address | 4 GATES LN, MONTCLAIR, NJ 07042-3290 |
| Document Number | 2021127122 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021127122 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | TITLE AGENCY/NJ INC, TITLE AGENCY OF NJ INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,497.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 LUMPHIRE DRIVE, 120, NORWELL, MA 02061 |
| Name | Verified Name |
|---|---|
| Address | 4 GATES LN, MONTCLAIR, NJ 07042-3290 |
| Document Number | 2021127123 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021127123 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 GATES LN, MONTCLAIR, NJ 07042-3290 |
| Document Number | 0000095373 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4 GATES LN MONTCLAIR NJ 070423290, MONTCLAIR, NJ 07042-3290 |
| Document Number | 0000095373 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 95373 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 28, 2018 |
| Property Address | 4 GATES LN, MONTCLAIR, NJ 07042-3290 |
| Document Number | 0000074999 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 74999 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $905.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 GATES LN MONTCLAIR NJ 070423290, MONTCLAIR, NJ 07042-3290 |
| Document Number | 75000 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 75000 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 7, 2017 |
| Property Address | 4 GATES LN, MONTCLAIR, NJ 07042-3290 |
| Document Number | 0000011553 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 11553 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 GATES LN MONTCLAIR NJ 070423290, MONTCLAIR, NJ 07042-3290 |
| Document Number | 11557 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 11557 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WOODLAND PARK, NJ 07424 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 6, 2047 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $805,100 (-) Land $192,800 Building $612,300 | $805,100 (-) Land $192,800 Building $612,300 | |
| 2025 | $28,307.00 (+3.32%) | $805,100 (-) Land $192,800 Building $612,300 | $805,100 (-) Land $192,800 Building $612,300 |
| 2024 | $27,397.00 (+3.5%) | ||
| 2023 | $805,100 Land $192,800 Building $612,300 | $805,100 Land $192,800 Building $612,300 | |
| 2022 | $26,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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