4 Gates Ave, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 4 Gates Ave, Marlborough, MA 01752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 890 sqft · built 1890
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Aug 2013)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`515102`

Property Details

APN / Parcel Number

Primary APN	`515102`
Alternative APN	`MARL M:070 B:343 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	890 sqft Living Area
Gross Area	1,893 sqft
Basement Area	598 sqft
Unfinished Basement	598 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	515102
Street Address	4 GATES AVE
City	MARLBOROUGH
State	MA
Zip	01752-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	343
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	1
Census Block	1003
Census Tract	321200

Owner

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 GATES AVE, MARLBOROUGH, MA 01752-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2013 · Amount on Record
Deed Sale	Aug 16, 2013 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Book / Page	62473 / 259
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Recording Date	Aug 14, 2026
Property Address	4 GATES AVE, MARLBOROUGH, MA 01752-2615
Document Number	0000102723
Book / Page	86014 / 487
Instrument Date	Jul 21, 2026
Instrument	2026102723
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GATES AVE, MARLBOROUGH, MA 01752-2615

Mortgage

Document Number	0000102723,
Date	Aug 14, 2026
Book Page	86014/487
Instrument	2026102723

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	4 GATES AVE, MARLBOROUGH, MA 01752-2615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75246-166
Date	Jul 30, 2020
Book Page	75246/166
Instrument	125677

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (+3.56%)	$309,400 (+7.54%) Land $160,100 Building $149,300	$379,430 (+1.32%)
2024	$2,946.00 (-10.56%)	$287,700 (+0.81%) Land $145,500 Building $142,200	$374,490
2023	$3,294.00	$285,400 Land $117,800 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2008–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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