4 Gary Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 4 Gary Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,477 sqft · built 1958
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,992 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00612-0000-00090`

Property Details

APN / Parcel Number

Primary APN	`32-00612-0000-00090`
Alternative APNs	`320061200090` `742`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft
Basement Area	1,051 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	742
Street Address	4 GARY DR
City	MIDDLETOWN
State	NJ
Zip	07748-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	LONE OAK VILLAGE ESTATES
Legal Block	612
Legal Lot Number	90
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2006
Census Tract	800702

Owner

Source: Monmouth County and Middletown Township assessment roll, APN 32-00612-0000-00090, as of July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 GARY DR, MIDDLETOWN, NJ 07748-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 GARY DR, MIDDLETOWN, NJ 07748-2225
Document Number	0000036632
Instrument Date	Mar 09, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GARY DR MIDDLETOWN NJ 077482225, MIDDLETOWN, NJ 07748-2225

Mortgage

Document Number	0000036632
Date	Apr 29, 2019
Book Page	009345/005431
Instrument	36632

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll as of July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,900 (+9.01%) Land $471,500 Building $203,400	$674,900 (+9.01%) Land $471,500 Building $203,400
2025	$9,992.00 (+7.48%)	$619,100 (+29.76%) Land $417,500 Building $201,600	$619,100 (+29.76%) Land $417,500 Building $201,600
2024	$9,297.00 (+11.94%)
2023		$477,100 Land $315,800 Building $161,300	$477,100 Land $315,800 Building $161,300
2022	$8,305.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258007022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 304 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.