4 Garth Dr, Charleston, SC 29414 Property Records

Charleston County property record for 4 Garth Dr, Charleston, SC 29414

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,345 sqft · built 1986
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Dec 2006)
Tax Bill$1,868 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Jan 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN358-06-00-153

Property Details

APN / Parcel Number

Primary APN358-06-00-153

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,345 sqft Living Area
1st Floor Area1,683 sqft
Upper Floors Area662 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions157 ft deep x 95 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area246 sqft
Deck Area490 sqft
Patio Area490 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address4 GARTH DR
CityCHARLESTON
StateSC
Zip29414-7339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -DUNVEGAN SECTION II-A DESCRIPTION -LOT 13 BLK A-1-B SECTION C
Legal SubdivisionA
Legal BlockA-1-B
Legal Lot Number13
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group1
Census Block1003
Census Tract5701

Owner

4 Garth Dr is owned and occupied by two individuals who acquired it in August 2007.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4 GARTH DR, CHARLESTON, SC 29414-7339
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2019Deed of Trust, Mortgage · Line of Credit
FEDERAL SVGS BK
Jan 18, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 9, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2006 · Amount on File
Deed SaleDec 8, 2006 · Amount on File
Prior SaleJul 7, 2004 · Amount on File
Deed Book / Page608 / 756
Last Transfer DateAug 13, 2007
Transfer DocR6350423
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address4 GARTH DR, CHARLESTON, SC 29414-7339
Document Number0801/0274
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 GARTH DR CHARLESTON SC 294147339, CHARLESTON, SC 29414-7339

Mortgage

Document Number0801/0274
DateJun 12, 2019
Book Page000801/000274
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 11, 2049
Interest
Rate TypeAdjustable Rate

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateJan 18, 2019
Property Address4 GARTH DR, CHARLESTON, SC 29414-7339
Document Number0773/0164
Book / Page000773 / 000164
Instrument DateJan 11, 2019
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 IDLELAKE CT SUMTER SC 291501126, SUMTER, SC 29150-1126

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address4 GARTH DR, CHARLESTON, SC 29414-7339
Document Number0772/0903
Instrument DateJan 9, 2019
Transaction TypeMortgage
Record UpdatedFeb 7, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 GARTH DR CHARLESTON SC 294147339, CHARLESTON, SC 29414-7339

Mortgage

Document Number0772/0903
DateJan 17, 2019
Book Page000772/000903
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 16, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Garth Dr was $1,868, up 14.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,868.00 (+14.32%)$345,966 (+2,775.86%) Land $49,296 Building $296,670$568,800 Land $89,600 Building $479,200
2024$1,634.00$12,030
2022$1,508.00$12,030$349,500 Land $49,800 Building $299,700
2020$349,500 Land $49,800 Building $299,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Garth Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies264 units insured
incl. 16 condo units
Nearby Flood Claims74 (2015–2024)
Claims Outside the SFHA4 of 74
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 13 claims
  • Severe Storms And Flooding, Oct 2015 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Garth Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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