4 Garfield Ave, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 4 Garfield Ave, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,477 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$276,500 (Sep 2008)
Tax Bill	$6,006 (2025)
Deeds & Mortgages	May 2017 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0008 B:0071 L` `1519`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,477 sqft Living Area
Gross Area	2,276 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1519
Street Address	4 GARFIELD AVE
City	BEVERLY
State	MA
Zip	01915-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	71
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	4
Census Block	4000
Census Tract	217202

Owner

4 Garfield Ave is owned and occupied by an individual who bought it in September 2008.

Source: Essex County and Beverly City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 GARFIELD AVE, BEVERLY, MA 01915-3914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage DITECH FINANCIAL LLC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2008 · Amount on File
Deed Sale	Sep 30, 2008 · Amount on File
Deed Book / Page	28070 / 351
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	4 GARFIELD AVE, BEVERLY, MA 01915-3914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35869-566
Date	May 16, 2017
Book Page	35869/566
Instrument	210

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	4 GARFIELD AVE, BEVERLY, MA 01915-3914
Document Number	38453-486
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GARFIELD AVE BEVERLY MA 019153914, BEVERLY, MA 01915-3914

Mortgage

Document Number	38453-486
Date	Apr 27, 2020
Book Page	038453/000486
Instrument	27001720

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Garfield Ave was $6,006, up 5% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,006.00 (+4.96%)	$546,500 (+7.26%) Land $362,600 Building $183,900	$533,235
2024	$5,722.00 (+4.28%)	$509,500 (+4.56%) Land $325,600 Building $183,900
2023	$5,487.00	$487,300 Land $303,400 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2014 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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