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4 Gardner St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 4 Gardner St, Amesbury, MA 01913

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,838 sqft · built 1920
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Last Sale$299,000 (Feb 2018)
Tax Bill$7,847 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNAMES M:41 B:0042

Property Details

APN / Parcel Number

Primary APNAMES M:41 B:0042

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,838 sqft Living Area
Gross Area2,727 sqft
1st Floor Area1,073 sqft
Basement Area625 sqft
Unfinished Basement625 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address4 GARDNER ST
CityAMESBURY
StateMA
Zip01913-1908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Block42
JurisdictionAMESBURY MA
Township / Civil DivisionAMESBURY TOWN
Census Block Group2
Census Block2000
Census Tract266400

Owner

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 GARDNER ST, AMESBURY, MA 01913-1908
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Feb 9, 2018Quit Claim Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2018 · Amount on Record
Deed SaleFeb 9, 2018 · Amount on Record
Prior SaleJun 23, 2015
Deed Book / Page36525 / 353
Transfer Doc036525-353
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address4 GARDNER ST, AMESBURY, MA 01913-1908
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042943-279
DateSep 12, 2025
Book Page42943/279
Instrument20250912000180
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAMESBURY MA
Recording DateFeb 9, 2018
Property Address4 GARDNER ST, AMESBURY, MA 01913-1908
Document Number36525-353
Book / Page036525 / 000353
Instrument DateFeb 2, 2018
Instrument1802094450
Transaction TypeTransfer
Record UpdatedFeb 28, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,363.44
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 GARDNER ST AMESBURY MA 019131908, AMESBURY, MA 01913-1908

Mortgage

Document Number36525-355
DateFeb 9, 2018
Book Page036525/000355
Instrument1802094460
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 8, 2048

Tax Assessment & Valuation

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityAmesbury City
Unified School DistrictAmesbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,847.00 (+2.58%)$521,400 (+4.28%) Land $209,800 Building $311,600$602,592 (+16.75%)
2025$7,650.00 (+5.91%)$500,000 (+8.27%) Land $197,900 Building $302,100$516,135
2024$7,223.00 (+1.06%)$461,800 (+5.58%) Land $186,700 Building $275,100
2023$7,147.00$437,400 Land $162,300 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies23 units insured
incl. 23 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMESBURY DPW WATER DIV.
serves 17,366 people · EPA ID MA3007000
Water SourceSurface water
Last State InspectionJun 2026
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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