4 Garden Crescent Ct, Elgin, IL 60123 Property Records

Kane County property record for 4 Garden Crescent Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,538 sqft · built 1971
Lot Size	0.29 acres (1,270 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2023)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-10-405-004`

Property Details

APN / Parcel Number

Primary APN	`06-10-405-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,538 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Foundation Type	Raised
Lot Area	1,270 sqft (0.29 acres)

Location & Zoning

Street Address	4 GARDEN CRESCENT CT
City	ELGIN
State	IL
Zip	60123-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADDS ELGIN GARDEN QUARTER LOT D-4
Legal Subdivision	LADDS ELGIN GARDEN QUARTER
Legal Block	2
Legal Lot Number	D-4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 GARDEN CRESCENT CT, ELGIN, IL 60123-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 3, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Feb 3, 2023 · Amount on Record
Deed Document Number	202310933
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 10, 2023
Property Address	4 GARDEN CRESCENT CT, ELGIN, IL 60123-2724
Document Number	0000010933
Instrument Date	Mar 29, 2023
Instrument	2023K010933
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GARDEN CRESCENT CT, ELGIN, IL 60123-2724

Mortgage

Document Number	0000010934
Date	Apr 10, 2023
Instrument	2023K010934

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KANE IL
Recording Date	Feb 3, 2023
Property Address	4 GARDEN CRESCENT CT, ELGIN, IL 60123-2724
Document Number	0000003603
Map Reference	DOC 1194624
Instrument Date	Dec 13, 2022
Instrument	2023K003603
Transaction Type	Foreclosure
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 W 755 IL 38 ST #AA, AA, SAINT CHARLES, IL 60175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 S FRONTENAC ST STE 100, 100, AURORA, IL 60504-3164

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (+33.52%)	$57,397 (+8.57%) Land $3,842 Building $53,555	$172,260 (+8.57%) Land $11,531 Building $160,729
2024		$52,867 (+21.39%) Land $3,539 Building $49,328	$158,664 (+21.44%) Land $10,621 Building $148,043
2022	$2,822.00 (+6.45%) Homeowner's exemption	$43,550 (+6.96%) Land $2,915 Building $40,635	$130,650 (+6.96%) Land $8,745 Building $121,905
2021	$2,651.00 Homeowner's exemption	$40,716 Land $2,725 Building $37,991	$122,148 Land $8,175 Building $113,973

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Garden Crescent Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures