Essex County and Gloucester City property record for 4 Gale Rd, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,428 sqft · built 1920 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,034 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0032 B:0021 L:0000 |
| Primary APN | GLOU M:0032 B:0021 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 3,332 sqft |
| 1st Floor Area | 778 sqft |
| Attic | Attic |
| Attic Area | 650 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 4 GALE RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 21 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 221400 |
4 Gale Rd is owned and occupied by two individuals.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 GALE RD, GLOUCESTER, MA 01930-2844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPE ANN SVGS BK |
| May 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4 GALE RD, GLOUCESTER, MA 01930-2844 |
| Document Number | 0000619377 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 GALE RD GLOUCESTER MA 019302844, GLOUCESTER, MA 01930-2844 |
| Document Number | 0000619377 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 619377 |
| Name | CAPE ANN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 3, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4 GALE RD, GLOUCESTER, MA 01930-2844 |
| Document Number | 0000582934 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000582934 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 582934 |
| Name | WELLS FARGO BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2047 |
The 2026 property tax bill for 4 Gale Rd was $5,034, up 3.9% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,034.00 (+3.94%) | $540,700 (+8.53%) Land $145,200 Building $395,500 | $596,792 |
| 2025 | $4,843.00 (+1.21%) | $498,200 (+1.3%) Land $134,400 Building $363,800 | |
| 2024 | $4,785.00 | $491,800 Land $128,000 Building $363,800 | $476,805 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Gale Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Gale Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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