Worcester County and Upton Town property record for 4 Francis Dr, Upton, MA 01568
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 3,256 sqft · built 2009 |
| Lot Size | 0.918 acres (40,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $572,500 (Apr 2015) |
| Tax Bill | $11,915 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:005 B:L:020-02 |
| Primary APN | M:005 B:L:020-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,256 sqft Living Area |
| Gross Area | 7,244 sqft |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 1,708 sqft |
| Unfinished Basement | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,001 sqft (0.918 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4 FRANCIS DR |
|---|---|
| City | UPTON |
| State | MA |
| Zip | 01568-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Legal Subdivision | PROPOSED OPEN SP DEFINITIVE PL |
| Legal Lot Number | 20.02 |
| Jurisdiction | UPTON MA |
| Township / Civil Division | UPTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 743100 |
4 Francis Dr is owned and occupied by two individuals who bought it in April 2015.
Source: Worcester County and Upton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 FRANCIS DR, UPTON, MA 01568-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Mar 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2015 · Amount on File |
| Deed Sale | Apr 23, 2015 · Amount on File |
| Prior Sale | Mar 3, 2010 · Amount on File |
| Deed Book / Page | 53627 / 87 |
| Transfer Doc | 0053627-87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 4 FRANCIS DR, UPTON, MA 01568-2518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066164-194 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 66164/194 |
| Instrument | 135790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 4 FRANCIS DR, UPTON, MA 01568-2518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66164-194 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 66164/194 |
| Instrument | 135790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 4 FRANCIS DR, UPTON, MA 01568-2518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62030-256 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 62030/256 |
| Instrument | 25933 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2040 |
The 2026 property tax bill for 4 Francis Dr was $11,915, up 0.3% from the year before.
Source: Worcester County and Upton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Upton Town |
| Unified School District | Mendon-Upton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,915.00 (+0.33%) | $910,900 (+0.86%) Land $230,400 Building $680,500 | $1,009,595 (+14.36%) |
| 2025 | $11,876.00 (-0.1%) | $903,100 (+3.92%) Land $230,400 Building $672,700 | $882,835 (+1.69%) |
| 2024 | $11,888.00 (+39.53%) | $869,000 (+41.46%) Land $224,000 Building $645,000 | $868,205 |
| 2023 | $8,520.00 | $614,300 Land $160,000 Building $454,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Francis Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Francis Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPTON DPW WATER/WASTEWATER DIVISION serves 4,420 people · EPA ID MA2303000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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