4 Francis Ave, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 4 Francis Ave, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,188 sqft · built 1920
Lot Size	0.568 acres (24,751 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2003)
Tax Bill	$10,592 (2025)
Deeds & Mortgages	Feb 2021 Refinance Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-00000012`

Property Details

APN / Parcel Number

Primary APN	`33-00000012`
Alternative APN	`NATI M:00000033 P:00000012`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
1st Floor Area	280 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	24,751 sqft (0.568 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	33-00000012
Street Address	4 FRANCIS AVE
City	NATICK
State	MA
Zip	01760-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	4
Census Block	4016
Census Tract	382500

Owner

4 Francis Ave is owned and occupied by two individuals who bought it in October 2003.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 FRANCIS AVE, NATICK, MA 01760-2509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Sep 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2003 · Amount on File
Deed Sale	Oct 9, 2003 · Amount on File
Prior Sale	Jun 30, 1999 · Amount on File
Deed Document Number	2003994
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	4 FRANCIS AVE, NATICK, MA 01760-2509
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76931-473
Date	Feb 10, 2021
Book Page	76931/473
Instrument	30762

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	4 FRANCIS AVE, NATICK, MA 01760-2509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75533-521
Date	Sep 3, 2020
Book Page	75533/521
Instrument	153958

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Francis Ave was $10,592, up 12.6% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,592.00 (+12.6%)	$885,600 (+15.42%) Land $510,100 Building $375,500	$1,303,305
2024	$9,407.00 (+0.74%)	$767,300 (+3.86%) Land $483,200 Building $284,100
2023	$9,338.00	$738,800 Land $447,900 Building $290,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Francis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Francis Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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