4 Frances Libby Way, Saco, ME 04072 Property Records

York County and Saco City property record for 4 Frances Libby Way, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 2017
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jul 2022)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M4220R`

Property Details

APN / Parcel Number

Primary APN	`M4220R`
Alternative APN	`SACO M:124 L:006 U:011-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	3,852 sqft
1st Floor Area	1,440 sqft
Basement Area	2,880 sqft
Finished Basement	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M4220R
Street Address	4 FRANCES LIBBY WAY
City	SACO
State	ME
Zip	04072-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	6
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1015
Census Tract	5100

Owner

4 Frances Libby Way is owned and occupied by an individual who bought it in July 2022.

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 FRANCES LIBBY WAY, SACO, ME 04072-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2018	Quit Claim Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	202228630
Deed Book / Page	19065 / 543
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 FRANCES LIBBY WAY, SACO, ME 04072-4403
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188620764
Date	Nov 8, 2021
Book Page	18862/764
Instrument	2021065113

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 FRANCES LIBBY WAY, SACO, ME 04072-4403
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180440765
Date	Sep 13, 2019
Book Page	18044/765
Instrument	2019038715

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jul 7, 2022
Property Address	4 FRANCES LIBBY WAY, SACO, ME 04072-4403
Document Number	0190650543
Book / Page	19065 / 543
Instrument Date	Jul 7, 2022
Instrument	2022028630
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	14 COOPERS TRL, ARUNDEL, ME 04046-8170

Mortgage

Document Number	2022028631
Date	Jul 7, 2022
Instrument	2022028631

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.55%
Type Change Date	Aug 1, 2029
Max Rate At Change	2.75%
Index	Other

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Oct 15, 2018
Property Address	4 FRANCES LIBBY WAY, SACO, ME 04072-4403
Document Number	0178230234
Book / Page	17823 / 0234
Instrument	2018043683
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018043684
Date	Oct 15, 2018
Instrument	2018043684

Lender

Name	UNITED WHOLESALE MTG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Frances Libby Way was $7,060, up 10.8% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,060.00 (+10.83%)	$497,200 (+9.66%) Land $148,500 Building $348,700
2024	$6,370.00	$453,400 Land $148,500 Building $304,900	$597,455
2022	$5,539.00	$302,200 Land $113,100 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Frances Libby Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Frances Libby Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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