Essex County and Gloucester City property record for 4 Flume Rd, Gloucester, MA 01930 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1920 |
| Square Footage | 4,404 sqft Living Area |
| Lot Size | 9,990 sqft (0.229 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $645,000 (2004) |
| Tax Bill | $12,858.00 (2025) |
| Primary APN | GLOU M:0168 B:0041 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Building Area | 4,404 sqft Living Area |
| Gross Area | 7,504 sqft Gross Area |
| 1st Floor | 1,609 sqft 1st Floor |
| Attic Area | 504 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,377 sqft Basement |
| Unfinished Basement | 1,377 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,990 sqft (0.229 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 4 FLUME RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 41 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records · APN GLOU M:0168 B:0041 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 FLUME RD, GLOUCESTER, MA 01930-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) PEOPLES UNITED BANK |
| Jun 23, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jun 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2004 · Amount on Record |
| Deed Sale | Jul 02, 2004 · Amount on Record |
| Deed Book / Page | 23090 / 499 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4 FLUME RD, GLOUCESTER, MA 01930-5222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39496-356 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 39496/356 |
| Instrument | 20210205001190 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 01, 2031 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4 FLUME RD, GLOUCESTER, MA 01930-5222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35967-155 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 35967/155 |
| Instrument | 535 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4 FLUME RD, GLOUCESTER, MA 01930-5222 |
| Document Number | 36788-490 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4 FLUME RD GLOUCESTER MA 019305222, GLOUCESTER, MA 01930-5222 |
| Document Number | 36788-490 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 036788/000490 |
| Instrument | 1806152030 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,858.00 (+1.81%) | $1,322,800 (+1.92%) Land $322,400 Building $1,000,400 |
| 2024 | $12,629.00 (-2.34%) | $1,297,900 (+6.29%) Land $307,000 Building $990,900 |
| 2023 | $12,931.00 | $1,221,100 Land $274,100 Building $947,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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