4 Florence St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 4 Florence St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 1,834 sqft · built 1900
Lot Size	0.026 acres (1,125 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jan 2021)
Tax Bill	$3,859 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`168 0000 0013 A`

Property Details

APN / Parcel Number

Primary APN	`168 0000 0013 A`
Alternative APN	`LAWR M:0168 B:0000 L:0013`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,834 sqft Living Area
Gross Area	3,152 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,125 sqft (0.026 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	168 0000 0013 A
Street Address	4 FLORENCE ST
City	LAWRENCE
State	MA
Zip	01841-3413
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B2
Legal Lot Number	13
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1011
Census Tract	250300

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 FERRY ST, LAWRENCE, MA 01841-2209
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
Apr 13, 2018	Quit Claim Deed, Transfer · FHA Mortgage NEW FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Book / Page	16738 / 25
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	16738-25
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jan 27, 2021
Property Address	4 FLORENCE ST, LAWRENCE, MA 01841-3413
Document Number	16738-25
Book / Page	16738 / 25
Instrument Date	Jan 22, 2021
Instrument	3088
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 FERRY ST, LAWRENCE, MA 01841-2209

Mortgage

Document Number	3089
Date	Jan 27, 2021
Instrument	3089

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Apr 13, 2018
Property Address	4 FLORENCE ST, LAWRENCE, MA 01841-3413
Document Number	15448-138
Book / Page	15448 / 138
Instrument	8456
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FLORENCE ST, LAWRENCE, MA 01841-3413

Mortgage

Document Number	154480140
Date	Apr 13, 2018
Instrument	15448/0140

Lender

Name	NEW FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2048

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,859.00 (+5.76%)	$446,700 (+7.72%) Land $66,100 Building $380,600	$575,683
2025	$3,649.00 (+11.25%)	$414,700 (+16.95%) Land $66,100 Building $348,600
2024	$3,280.00 (-5.94%)	$354,600 (+3.32%) Land $69,400 Building $285,200
2023	$3,487.00	$343,200 Land $67,100 Building $276,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1987–2006)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 5 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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