Essex County and Peabody City property record for 4 Florence Rd, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 1946 |
| Lot Size | 0.115 acres (4,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (May 1994) |
| Tax Bill | $5,130 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0102 B:0047 |
| Primary APN | PEAB M:0102 B:0047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,996 sqft (0.115 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 12592 |
|---|---|
| Street Address | 4 FLORENCE RD |
| City | PEABODY |
| State | MA |
| Zip | 01960-5728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 47 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 210500 |
4 Florence Rd is owned and occupied by an individual who bought it in May 1994.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 FLORENCE RD, PEABODY, MA 01960-5728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| May 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Dec 16, 2020 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 1994 · Amount on File |
| Deed Sale | May 27, 1994 · Amount on File |
| Deed Book / Page | 12595 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Jul 7, 2026 |
| Property Address | 4 FLORENCE RD, PEABODY, MA 01960-5728 |
| Document Number | 0000002100 |
| Book / Page | 43491 / 345 |
| Instrument Date | May 22, 2026 |
| Instrument | 20262100 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 FLORENCE RD, PEABODY, MA 01960-5728 |
| Document Number | 0000002100, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 43491/345 |
| Instrument | 20262100 |
| Name | EASTERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 4 FLORENCE RD, PEABODY, MA 01960-5728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38524-47 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 38524/47 |
| Instrument | 20200518001350 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 4 FLORENCE RD, PEABODY, MA 01960-5728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 39306-235 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 39306/235 |
| Instrument | 20201216006190 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4 Florence Rd was $5,130, up 8.4% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,130.00 (+8.43%) | $541,700 (+6.03%) Land $237,600 Building $304,100 | $619,061 (-4.63%) |
| 2025 | $4,731.00 (+7.84%) | $510,900 (+6.22%) Land $220,000 Building $290,900 | $649,135 |
| 2024 | $4,387.00 (-0.72%) | $481,000 (+3.62%) Land $220,000 Building $261,000 | |
| 2023 | $4,419.00 | $464,200 Land $196,500 Building $267,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Florence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (2001–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Florence Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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