4 Flags Rd, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 4 Flags Rd, Laurel Hill, FL 32567 · Last verified December 2025

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	108,029 sqft (2.48 acres)
Last Sale	$485,000 (2021)
Tax Bill	$289.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C56-001-048-1081-7`
Alternative APNs	`13-5N-23-0000-0011-001A` `13-5N-23-0000-0011-010A`

Exterior

Lot Area	108,029 sqft (2.48 acres)

Location & Zoning

Street Address	4 FLAGS RD
City	LAUREL HILL
State	FL
Zip	32567
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	LOTS 31 & 32 UNREC: SOUTH 164. 5 FT OF S1/2 OF SW1/4 OF NW1/4 OF SW1/4 LESS E 33 FT FOR R/W
Legal Range	23
Legal Township	05N
Legal Section	13
Legal Lot Number	31,32 32
Jurisdiction	OKALOOSA FL
Minor Civil Division	LAUREL HILL
Census Blockgroup	1
Census Block	1094
Census Tract	20200

Owner

Source: Okaloosa County records · APN C56-001-048-1081-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7648 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2024	Warranty Deed, Transfer · Veterans Administration Mortgage PENTAGON FCU
Oct 22, 2021	Warranty Deed, Transfer · Line of Credit UNIVERSITY LENDING GROUP LLC
Oct 28, 2019	Warranty Deed, Transfer NOT AVAILABLE
Nov 14, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Deed Doc Number	0035821090
Deed Book / Page	3426 / 0341
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	3314322
Record Refreshed	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 02, 2024
Property Address	4 FLAGS RD, LAUREL HILL, FL 32567
Document Number	0003679860
Instrument Date	Apr 02, 2024
Instrument	3679860
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1346 5TH ST, FLORALA, AL 36442-3805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7698 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132

Mortgage

Document Number	0003679861
Date	Apr 02, 2024
Instrument	3679861

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 22, 2021
Property Address	4 FLAGS RD, LAUREL HILL, FL 32567
Document Number	0035821090
Book / Page	3582 / 1090
Instrument Date	Oct 18, 2021
Instrument	3499015
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7648 FOUR FLAGS RD, LAUREL HILL, FL 32567-8132

Mortgage

Document Number	0035821092
Date	Oct 22, 2021
Instrument	3582/1092

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 28, 2019
Property Address	4 FLAGS RD, LAUREL HILL, FL 32567
Document Number	0034260341
Book / Page	003426 / 000341
Instrument Date	Oct 28, 2019
Instrument	3314322
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$45.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	7648 FOUR FLAGS RD LAUREL HILL FL 325678132, LAUREL HILL, FL 32567-8132

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 14, 2018
Property Address	4 FLAGS RD, LAUREL HILL, FL 32567
Document Number	0033743914
Book / Page	003374 / 003914
Instrument Date	Oct 22, 2018
Instrument	3243072
Transaction Type	Transfer
Record Updated	Dec 06, 2018

Transaction

Amount	Amount Recorded
Tax	$45.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 591 FELLSMERE FL 329480591, FELLSMERE, FL 32948-0591

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$289.00	$17,237 Land $17,237	$17,237 (+450.7%) Land $17,237
2023			$3,130 (-77.13%) Land $3,130
2022	$134.00	$13,686 Land $13,686	$13,686 Land $13,686

Flood & Wildfire

4 Flags Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood Zone	Zone X minimal flood hazard (unshaded X)
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to Homes	Moderate 60th percentile of exposed land nationally · 34th in Florida
Wildfire Likelihood	Moderate — about 1 in 588 per year
Exposure	Direct burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

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