Flagler County property record for 4 Flag Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,886 sqft · built 1987 |
| Lot Size | 0.376 acres (16,383 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jun 2016) |
| Deeds & Mortgages | Feb 2026 Transfer Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7006-00110-0030 |
| Primary APN | 07-11-31-7006-00110-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,886 sqft Living Area |
| Gross Area | 2,873 sqft |
| 1st Floor Area | 1,886 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,383 sqft (0.376 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 888 sqft |
| Pool Area | 308 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 FLAG CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 6 BL 11 LT 3 OR 313 PG 579 OR 336 PG 985 OR 461 PG 123-CT OR 479 PG 1915 OR 557 PG 640 OR 654 PG 78 OR 692 PG 615 OR 865 PG 296 OR 865 PG 300 OR 1122 PG 1572 OR 1151/996-CD OR 2137/1846 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 60107 |
Source: Flagler County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 FLAG CT, PALM COAST, FL 32137-8363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 25, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP |
| Apr 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2016 · Amount on Record |
| Deed Sale | Jun 22, 2016 · Amount on Record |
| Prior Sale | Jul 28, 2004 · Amount on Record |
| Deed Document Number | 201619726 |
| Deed Book / Page | 2137 / 1846 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0030330584 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 25, 2026 |
| Property Address | 4 FLAG CT, PALM COAST, FL 32137-8363 |
| Document Number | 0030330584 |
| Book / Page | 3033 / 584 |
| Map Reference | MB 6 PG 15-17 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026008412 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 MONITOR DR, FLAGLER BEACH, FL 32136-2718 |
| Name | Verified Name |
|---|---|
| Address | 4 FLAG CT, PALM COAST, FL 32137-8363 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 FLAG CT, PALM COAST, FL 32137-8363 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 FLAG CT, PALM COAST, FL 32137-8363 |
| Document Number | 0026921216 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 2692/1216 |
| Instrument | 2022028259 |
| Name | FIDELITY FUNDING MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 FLAG CT, PALM COAST, FL 32137-8363 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022741060 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 2274/1060 |
| Instrument | 2018014943 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $325,885 (+5.99%) | $544,648 (+3.49%) Land $267,810 Building $276,838 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $307,476 | $526,297 Land $267,810 Building $258,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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