York County property record for 4 Five Oaks Ln, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,048 sqft · built 1974 |
| Lot Size | 0.242 acres (10,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $554,000 (May 2024) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2024 Sale & Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 577-22-01-004 |
| Primary APN | 577-22-01-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 3,340 sqft |
| 1st Floor Area | 2,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,562 sqft (0.242 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 492 sqft |
| Patio Area | 492 sqft |
| Street Address | 4 FIVE OAKS LN |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-8954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | LT 4 SEC XVII |
| Legal Subdivision | RIVER HILLS |
| Legal Lot Number | 4 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 61710 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE OPTIONS INC |
| May 24, 2024 | Deed, Transfer · Line of Credit MORTGAGE OPTIONS INC |
| May 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Aug 18, 2020 | Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Sep 10, 2018 | Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on File |
| Deed Sale | May 24, 2024 · Amount on File |
| Prior Sale | May 2, 2022 · Amount on File |
| Deed Document Number | 202416052 |
| Deed Book / Page | 21319 / 471 |
| Prior Transfer Date | Mar 23, 2010 |
| Prior Transfer Doc | 1132900300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Document Number | 2242300449 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 22423/449 |
| Instrument | 2026006226 |
| Name | MORTGAGE OPTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | 6140 SAINT ANDREWS RD, COLUMBIA, SC 29212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 24, 2024 |
| Property Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Document Number | 2131900471 |
| Book / Page | 21319 / 471 |
| Map Reference | MB 46 PG 141 |
| Instrument Date | May 24, 2024 |
| Instrument | 2024016052 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Document Number | 2024016053 |
|---|---|
| Date | May 24, 2024 |
| Instrument | 2024016053 |
| Name | MORTGAGE OPTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 2, 2022 |
| Property Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Document Number | 2015600090 |
| Book / Page | 20156 / 90 |
| Map Reference | MB 159 PG 61 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 2022020700 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Document Number | 2022020701 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022020701 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1882100001 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 18821/1 |
| Instrument | 2020060401 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Aug 18, 2020 |
| Property Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Document Number | 1850800035 |
| Book / Page | 18508 / 35 |
| Map Reference | MB 46 PG 141 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020037679 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,476.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 FIVE OAKS LN, LAKE WYLIE, SC 29710-8954 |
| Document Number | 2020037680 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020037680 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 10, 2018 |
| Property Address | 4 FIVE OAKS LN, CLOVER, SC 29710-8954 |
| Document Number | 1717400425 |
| Book / Page | 017174 / 000425 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 39030 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,243.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 FIRE OAKS LN LAKE WYLIE SC 29710, LAKE WYLIE, SC 29710 |
| Document Number | 1717400427 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 017174/000427 |
| Instrument | 39031 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2048 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,640.00 (-7.82%) | $21,288 (+7.67%) Land $4,000 Building $17,288 | $532,200 (+7.67%) Land $100,000 Building $432,200 |
| 2023 | $2,864.00 | $19,771 Land $3,000 Building $16,771 | $494,277 Land $75,000 Building $419,277 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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