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4 Fish St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 4 Fish St, Cold Spring, NY 10516 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,320 sqft · built 1899
Lot Size0.024 acres (1,050 sqft)
OwnerIndividual Name on File
Tax Bill$7,931 (2024)
Deeds & MortgagesJun 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN372601 48.12-1-56

Property Details

APN / Parcel Number

Primary APN372601 48.12-1-56
Alternative APNs
  • 260104801200010560000000
  • 021610

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,320 sqft Living Area
1st Floor Area660 sqft
2nd Floor Area660 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleOld Style
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Lot Area1,050 sqft (0.024 acres)
Lot Dimensions50 ft deep x 21 ft wide
View / LotLake Front

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number021610
Street Address4 FISH ST
CityCOLD SPRING
StateNY
Zip10516-3010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAND & RES
Legal Block1
Legal Lot Number56.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group3
Census Block3006
Census Tract10700

Owner

Source: Putnam County and Philipstown Town records · APN 372601 48.12-1-56

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 FISH ST, COLD SPRING, NY 10516-3010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAP
Sep 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address4 FISH ST, COLD SPRING, NY 10516-3010
Document Number0071080226
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 FISH ST COLD SPRING NY 105163010, COLD SPRING, NY 10516-3010

Mortgage

Document Number0071080226
DateJul 06, 2020
Book Page007108/000226
Instrument5158
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 05, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address4 FISH ST, COLD SPRING, NY 10516-3010
Document Number0067550483
Book / Page006755 / 000483
Instrument DateSep 02, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 FISH ST COLD SPRING NY 105163010, COLD SPRING, NY 10516-3010

Mortgage

Document Number0067550483
DateSep 20, 2017
Book Page006755/000483
Instrument1603239
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 19, 2042

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$125,000 (-) Land $25,800 Building $99,200$407,564 (+14.84%)
2024$7,931.00
2023$125,000 (-) Land $25,800 Building $99,200$354,912 (+11.73%) Land $73,254 Building $281,658
2022$125,000 Land $25,800 Building $99,200$317,662 Land $65,565 Building $252,097

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies6 in force
Nearby Flood Claims9 (2011–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimJan 2024, river or lake flooding

Wildfire

Wildfire RiskLow
above 5% of the US · above 6% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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