4 First Ct, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 4 First Ct, Chester, NY 10918

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,760 sqft · built 1967
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Sep 2005)
Tax Bill	$10,162 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332289 19-7-5`

Property Details

APN / Parcel Number

Primary APN	`332289 19-7-5`
Alternative APNs	`228901900000070050000000` `19-7-5`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,060 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	170 ft deep x 70 ft wide
View / Lot	Suburban

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Screened Porch
Porch Area	330 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19-7-5
Street Address	4 FIRST CT
City	CHESTER
State	NY
Zip	10918-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Block	7
Legal Lot Number	5.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1011
Census Tract	14301

Owner

4 First Ct is owned and occupied by two individuals who bought it in September 2005.

Source: Orange County and Chester Town records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 FIRST CT, CHESTER, NY 10918-1103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Jan 21, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2005 · Amount on File
Deed Sale	Sep 12, 2005 · Amount on File
Deed Book / Page	11938 / 1166
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Aug 3, 2026
Property Address	4 FIRST CT, CHESTER, NY 10918-1103
Document Number	0000056256
Book / Page	15929 / 508
Instrument Date	Apr 22, 2026
Instrument	202656256
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FIRST CT, CHESTER, NY 10918-1103

Mortgage

Document Number	0000056256,
Date	Aug 3, 2026
Book Page	15929/508
Instrument	202656256

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	4 FIRST CT, CHESTER, NY 10918-1103
Document Number	0000006947
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLEWORKS ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 FIRST CT CHESTER NY 109181103, CHESTER, NY 10918-1103

Mortgage

Document Number	0000006947
Date	Jan 30, 2020
Book Page	014695/001456
Instrument	6947

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2035

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Chester Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,600 Land $43,000 Building $99,600	$390,400
2024	$10,162.00
2023		$142,600 Land $43,000 Building $99,600	$347,800 Land $104,877 Building $242,923
2021	$3,839.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 First Ct in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2021)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 First Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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