4 Falcon Ridge Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 4 Falcon Ridge Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,515 sqft · built 1978
Lot Size	3.68 acres (160,301 sqft)
Owner	2 Individual Names on File
Last Sale	$256,100 (Mar 2019)
Tax Bill	$3,469 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`596490A025`

Property Details

APN / Parcel Number

Primary APN	`596490A025`
Alternative APN	`3-0071-5247-00-0025.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,515 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	1,677 sqft
Basement Area	1,593 sqft
Finished Basement	838 sqft
Unfinished Basement	755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	160,301 sqft (3.68 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	217 sqft
Deck Area	Deck Area
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596490A025
Street Address	4 FALCON RIDGE CT
City	DEFIANCE
State	MO
Zip	63341-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	CALLAWAY FARMS LOT 25
Legal Subdivision	CALLAWAY FARMS
Legal Lot Number	25
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4000
Census Tract	312204

Owner

4 Falcon Ridge Ct is owned and occupied by two individuals who bought it in March 2019.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4 FALCON RIDGE CT, DEFIANCE, MO 63341-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF ALLENDALE
Mar 11, 2019	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF ALLENDALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	May 23, 2013 · Amount on File
Deed Document Number	2019107200
Deed Book / Page	7045 / 65
Prior Transfer Date	May 5, 2006
Prior Transfer Doc	0044872210
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 FALCON RIDGE CT, DEFIANCE, MO 63341-1320
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 N PEAR ST, MOUNT CARMEL, IL 62863-1930

Mortgage

Document Number	2021R029232
Date	Apr 2, 2021
Instrument	2021R-029232

Lender

Name	THE FIRST NATIONAL BANK OF ALLENDALE
Address	MOUNT CARMEL, IL 62863

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 11, 2019
Property Address	4 FALCON RIDGE CT, DEFIANCE, MO 63341-1320
Document Number	0070450065
Book / Page	7045 / 0065
Map Reference	MB 20 PG 79
Instrument Date	Mar 6, 2019
Instrument	20190311000107200
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCURATE TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 DEBORAH DR, 30, SAINT PETERS, MO 63376-1855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 N PEARL ST, MOUNT CARMEL, IL 62863-1930

Mortgage

Document Number	20190311000107210
Date	Mar 11, 2019
Instrument	20190311000107210

Lender

Name	FIRST NATIONAL BANK OF ALLENDALE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Mar 6, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 4 Falcon Ridge Ct was $3,469, up 3.1% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,469.00 (+3.09%)	$57,948	$304,988 Land $91,798 Building $213,190
2024	$3,365.00
2023		$54,559
2022			$287,145 Land $76,498 Building $210,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Falcon Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Falcon Ridge Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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