4 Fair Oaks Dr, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 4 Fair Oaks Dr, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,950 sqft · built 1986
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Apr 2015)
Tax Bill	$16,232 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`134689-6260-03-099079-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6260-03-099079-0000`
Alternative APNs	`468900626000030990790000` `134689 6.260-3-99.79` `14099079`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,950 sqft Living Area
Gross Area	3,652 sqft
1st Floor Area	1,662 sqft
2nd Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	240 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14099079
Street Address	4 FAIR OAKS DR
City	POUGHKEEPSIE
State	NY
Zip	12603-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.74 AC 1882 0592 1738 0819
Legal Subdivision	MEADOWWOODS SUB
Legal Block	3
Legal Lot Number	99
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3003
Census Tract	140700

Owner

4 Fair Oaks Dr is owned and occupied by two individuals who bought it in April 2015.

Source: Dutchess County and Poughkeepsie Town records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 FAIR OAKS DR, POUGHKEEPSIE, NY 12603-5442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2015 · Amount on File
Deed Sale	Apr 24, 2015 · Amount on File
Prior Sale	Nov 1, 1994 · Amount on File
Deed Book / Page	22015 / 2428
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Recording Date	Jul 7, 2026
Property Address	4 FAIR OAKS DR, POUGHKEEPSIE, NY 12603-5442
Document Number	0000052439
Instrument Date	Jun 29, 2026
Instrument	202652439
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FAIR OAKS DR, POUGHKEEPSIE, NY 12603-5442

Mortgage

Document Number	0000052439,
Date	Jul 7, 2026
Instrument	202652439

Lender

Name	USALLIANCE FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Fair Oaks Dr was $16,232.

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Wappingers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,232.00	$561,000 Land $131,800 Building $429,200	$630,300
2023		$561,000 (+11.09%) Land $131,800 Building $429,200	$561,000 (+11.09%) Land $131,800 Building $429,200
2022		$505,000 Land $119,800 Building $385,200	$505,000 Land $119,800 Building $385,200
2020	$11,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Fair Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Fair Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35