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4 F St, Charleston, SC 29403 Property Records

Charleston County property record for 4 F St, Charleston, SC 29403

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 1,665 sqft · built 2017
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Feb 2020)
Tax Bill$2,838 (2025)
Deeds & MortgagesJan 2020 Mortgage
Nov 2019 Sale
Flood ZoneZone X (moderate risk)
APN463-16-03-036

Property Details

APN / Parcel Number

Primary APN463-16-03-036

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,665 sqft Living Area
1st Floor Area838 sqft
Upper Floors Area827 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions79 ft deep x 35 ft wide
PorchPorch
Porch Area270 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address4 F ST
CityCHARLESTON
StateSC
Zip29403-4721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -4 E F ST DESCRIPTION -PT LT 82
Legal Subdivision4 E F ST
Legal Lot Number82
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group2
Census Block2019
Census Tract5300

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 F ST, CHARLESTON, SC 29403-4721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2020Deed of Trust, Mortgage
HOMEBRIDGE FIN'L SVCS INC
Nov 25, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2020 · Amount on Record
Deed SaleFeb 3, 2020 · Amount on Record
Prior SaleFeb 22, 2016 · Amount on Record
Deed Book / Page857 / 328
Prior Transfer DateApr 8, 2014
Prior Transfer Doc0399/0726
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address4 F ST, CHARLESTON, SC 29403-4721
Document Number0857/0329
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 5, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 F ST CHARLESTON SC 294034721, CHARLESTON, SC 29403-4721

Mortgage

Document Number0857/0329
DateFeb 3, 2020
Book Page000857/000329
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 2, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateNov 25, 2019
Property Address4 F ST, CHARLESTON, SC 29403-4721
Document Number0842/0339
Book / Page000842 / 000339
Instrument DateNov 20, 2019
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address134 MEETING ST #170 CHARLESTON SC 294012248, 170, CHARLESTON, SC 29401-2248

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,838.00 (+11.6%)$557,750 (+2,775%) Land $151,700 Building $406,050$723,500 (+49.18%) Land $151,700 Building $571,800
2024$2,543.00 (+7.25%)$19,400 (-)
2022$2,371.00$19,400$485,000 (-) Land $139,300 Building $345,700
2020$485,000 Land $139,300 Building $345,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 units insured
incl. 28 condo units
Nearby Flood Claims27 (1987–2023)
Claims Outside the SFHA6 of 27
Most Recent ClaimSep 2023 · other causes
Claims by Event
  • Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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