Monroe County property record for 4 Evergreen Ct, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,036 sqft · built 2001 |
| Lot Size | 0.152 acres (6,616 sqft) |
| Owner | Individual Name on File |
| Last Sale | $598,500 (May 2015) |
| Tax Bill | $5,106 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00140300-000000 |
| Primary APN | 00140300-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| 1st Floor Area | 2,036 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,616 sqft (0.152 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 70 sqft |
| Patio Area | 946 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1174441 |
|---|---|
| Street Address | 4 EVERGREEN CT |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 2 KEY HAVEN TENTH ADDITION PB5-114 RACCOON KEY AND PT EVERGREEN COURT RES NO 127-1994 OR1309-2062/63 OR1316-2473/77/RES OR1422-1474/76C OR1422-1482/84 OR1510-531FJ OR1615-1638/39 OR1844-1437/38 OR2242-546/47 OR2718-27/28C/T OR2738-1608/10 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN 10TH ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
4 Evergreen Ct is owned and occupied by an individual who bought it in May 2015.
Source: Monroe County records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 EVERGREEN CT, KEY WEST, FL 33040-6219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2015 · Amount on File |
| Deed Sale | May 4, 2015 · Amount on File |
| Prior Sale | Dec 24, 2014 |
| Deed Document Number | 20152027268 |
| Deed Book / Page | 2738 / 1608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 4 EVERGREEN CT, KEY WEST, FL 33040-6219 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 EVERGREEN CT, KEY WEST, FL 33040-6219 |
| Document Number | 0032442427 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 3244/2427 |
| Instrument | 2434322 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 4 EVERGREEN CT, KEY WEST, FL 33040-6219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028850852 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 2885/0852 |
| Instrument | 2149308 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 4 Evergreen Ct was $5,106 with a homeowner's exemption, up 5.6% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,106.00 (+5.63%) Homeowner's exemption | $566,088 | $1,538,830 Land $1,002,853 Building $535,977 |
| 2024 | $4,834.00 (+4.52%) | ||
| 2023 | $4,625.00 (+2.87%) Homeowner's exemption | $534,112 (+3%) | $1,324,335 (+18.2%) Land $809,997 Building $514,338 |
| 2022 | $4,496.00 Homeowner's exemption | $518,556 | $1,120,386 Land $599,608 Building $520,778 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Evergreen Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Evergreen Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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